




Job Summary: We are seeking a technical reference who will support squads in problem resolution, diagnose bottlenecks, and guide the tribe on technical and product strategy. Key Highlights: 1. Technical expertise and support in solution development. 2. Technical and strategic leadership for the tribe. 3. Opportunity to influence change and growth. **Our Product Technology Team:** It is with this team that we scale our business, optimize processes, reduce costs, and deliver the best experience to enable new achievements for our customers. Using technology developed in-house, we work with multiple mainstream programming languages — ideal for those who, like us, love challenging themselves and growing through real-world problem solving. If technology fuels you and making a difference is your passion, join us at Nave! **Our Hiring Process** Everything starts with your application, and from there we’ll build an amazing journey. Note that for some roles, we conduct a technical assessment with our development team, followed by a conversation with your future leader. The duration of the process may vary depending on the opportunity, but rest assured: we commit to: * Carefully reviewing your profile; * Providing feedback at every stage; * Sending emails with all necessary information. **Diversity in Our DNA** Only differences can take us further. We do not compromise on this — it is non-negotiable. Today, women hold over half of our decision-making positions. Our commitment is to expand inclusion for women, Black people, people with disabilities (PCDs), and LGBTQIAPN+ individuals. **We act based on three pillars:** **Diversity:** We value plurality and respect all differences with empathy. We strive for our Crew to truly reflect the society in which we live. **Equity:** We believe in fair pathways for everyone. Ensuring access, opportunities, and development is a duty — not an exception. **Inclusion:** We seek a safe, well-being-oriented, and belonging-focused environment. Here, everyone can be their authentic self — freely, respectfully, and proudly. If this is also your mission, Creditas could be your next step. **Responsibilities and Duties** * Support squads daily as a technical reference for developers — pairing and participating in solution implementation or code reviews; * Analyze the current state of solutions, identifying potential technical bottlenecks and tribal challenges, proactively diagnosing issues before they become incidents or larger problems; * Maintain a clear view of business expectations for the coming months, as well as the short- and medium-term product roadmap; * Adopt a forward-looking perspective, guiding the tribe along the correct technical path to achieve business objectives; * Exercise technical leadership and guide squads in executing the tribe’s defined strategy — bringing the technical viewpoint into strategic discussions and the strategic viewpoint into technical discussions. **Requirements and Qualifications** * Proficiency in backend programming languages (Java, Python, Ruby, Go, etc); * Knowledge of relational and NoSQL non-relational databases; * Experience with messaging tools (Kafka, AWS-SQS, etc); * Experience developing distributed microservices; * Proficiency in system architecture patterns and the 12-Factor principles for building scalable and resilient applications; * Experience with cloud services (AWS, GCP, Azure); * Experience resolving production issues, applying appropriate countermeasures and implementing long-term definitive solutions; * Knowledge of functional programming languages; * Experience in DevOps, including Kubernetes and Terraform for Infrastructure as Code (IaC); * Experience evangelizing and implementing secure development practices; * Ability to influence and drive organizational change in technology and processes. **Additional Information** **Explore Our Benefits:** ----------------------------------- **Health and Well-being** * Health Insurance (Alice) * Dental Insurance (SulAmérica) * Wellz: 100% free therapy sessions * Wellhub: Access to gyms and studios * Creditas Endurance: Program encouraging high-impact sports * Pharmacy Benefit (Univers) * Life Insurance (Porto Seguro) * Birthday Day Off **Family and Quality of Life** * Extended Parental Leave: 6 months for pregnant individuals and 35 days for non-pregnant individuals * Family Care: Support program for maternity and paternity * Childcare Assistance * Support for dependents with disabilities (PCDs) * SESC: Access to facilities for you and your dependents **Financial Health** * Meal Allowance (VR): Flexible benefits card (Creditas Card) * Payroll-Deductible Loan (Creditas Benefits) * Salary Advance (Creditas Benefits) * Insurance Discounts (Minuto Seguros) * Access to exclusive financial education content in the Creditas app **Recognition and Development** * PPR: Profit Participation Program * Educational and developmental incentives **Flexibility and Mobility** * Flexible work model * Free bike parking at the office * Office parking (subject to internal availability) Creditas is a financial services platform offering loans, insurance, and investments — secured by home equity, vehicle collateral, or payroll. Operating since 2012, it is Latin America’s largest online credit platform, backed by international funds raising over R$4 billion (US$879 million) in equity, with a current portfolio of R$5.6 billion. Through its proprietary technology, Creditas offers products such as auto- or home-collateralized loans, private payroll-deductible loans, corporate benefits, and insurance. Creditas has surpassed 13 million credit applications, achieved a valuation of US$3.5 billion, and completed over 40 capital market issuances (FIDCs, CRIs, and FIIs). **WHY JOIN OUR TEAM?** From a 5m² office in 2012 to three fully integrated ecosystems. We combine home equity, vehicles, or payroll to offer credit, insurance, and investment solutions. As our history shows, we are always in motion. *We combat complacency and the status quo because we believe there are always new paths to improve lives.* Here, “it’s not possible” is never an answer — we go out and do it. We dive into details, test, fail, learn, and are always guided by the desire to do better. Limitations aren’t barriers — they’re starting points for creativity. We are direct in message and thoughtful in delivery; ambiguity has no place in our vocabulary. We know high performance isn’t about running faster — it’s about running together and going farther, valuing differences, open debate, and honest conversations. Above all, we create space for each person to write their own story. If you’re looking for a place to grow, experiment, and leave a legacy, Creditas could be your next step. **MORE DIVERSITY, MORE TRUTH** We firmly believe diversity makes us stronger and more flexible in making the best decisions. It’s more than intention — it’s our commitment to you, to the team, and to society. Always.


