Financing Manager I

Description

Job Summary: Bradesco is seeking a Financing Manager I to work in Commercial Management, prospecting clients and managing the loan portfolio, with a focus on vehicles and machinery. Key Highlights: 1. Working in Commercial Management with a focus on financing. 2. Prospecting new clients and strengthening relationships with partners. 3. Monitoring and optimizing origination and profitability indicators. **About Bradesco** Bradesco is one of Brazil's largest financial groups, with a history marked by pioneering spirit and innovation. Through our broad and diversified portfolio of financial products, banking services, and insurance, we contribute to individuals' aspirations and to the sustainable growth of businesses and society. Join our financial ecosystem and impact the experience of millions of people! At Bradesco, we value diversity in all its forms. Therefore, our job openings are open to everyone, regardless of gender, race, sexual orientation, disability, age, or any other characteristic. Learn more at https://banco.bradesco/html/classic/sobre/index.shtm **Responsibilities and Duties** What is our Bradesco Financing team? Bradesco Financing offers specialized solutions for payroll-deductible loans (consignado) and vehicle financing, providing clients and commercial partners with the best credit solutions, financial products, and services through diversified channels. As the preferred company in the loan and financing market, we deliver the best experience to clients and partners. Work model: On-site Unit: Joinville \- SC **What will your day-to-day look like?** As a Financing Manager I, you will work in Commercial Management, with the following main responsibilities: * Prospect new clients and operate within the Trucks/ Buses/ Trailers; Road Machinery; and Agricultural Machinery segments; * Monitor the client portfolio and strengthen relationships with external and internal commercial partners; * Monitor and improve key indicators related to origination, formalization, delinquency, and profitability, aiming to meet budgeted versus actual targets and systematically expanding market share; * Enter proposals and contract operations in the system (CDC and BNDES Finame), perform verification and on-site checks when requested by the Credit Department, validate documentation, and finalize payment of the operation. **Requirements and Qualifications** What do you need to have or know? * Completed or ongoing undergraduate degree; * Proficiency in Microsoft Office suite; * Sales experience; * Personal vehicle and valid driver's license; * Willingness to travel; * Availability to attend trade fairs. **What We Offer** At Bradesco, we value health and well-being, offering an extensive portfolio of benefits to all our employees: * PLR or Bonus: Based on position eligibility\* * Health Insurance * Dental Insurance * Life Insurance * Food Allowance * Meal Voucher * 13th Food Basket * Total Pass * Transportation Voucher (optional enrollment) * Discounts on products and services from partner companies * Private Pension Plan (optional enrollment, with financial contribution from Bradesco Organization) * Bradesco Well-Being Program: a program focused on health, well-being, and quality of life * Unibrad: Bradesco Corporate University * Fee Waivers: special conditions on various products and services * Daycare or Babysitter Assistance * Extended Paternity Leave of 20 days * Maternity Leave of 180 days, including pregnancy support and postpartum follow-up \#LI\-BZ1 \#LI\-ONSITE