Senior Financial Risk Analyst

Description

Job Summary: We are seeking a professional to develop capital models, perform Asset Liability Management (ALM), calculate minimum capital requirements, and review pricing and actuarial assumptions within a people-focused and innovative company. Key Highlights: 1. Work with purpose at one of the best companies, according to GPTW. 2. A plural company with a strong culture of diversity and inclusion. 3. Develop your career with values aligned to an owner's mindset and transformation. ***\#JoinMAG*** *If you want to work with purpose, grow your career, and still prioritize your health and well-being, MAG is the place for you! Innovation and care for people are embedded in our DNA. Since 2016, we have been listed among the Best Companies to Work For, according to Great Place to Work.* ***We are a PLURAL company!*** *Diversity and inclusion are constant priorities at MAG. We proudly employ more than 80% of colleagues who belong to at least one underrepresented group. We also run Plural — a formal, structured, and targeted program designed to foster diversity and inclusion.* ***Our Purpose and Values*** *We seek individuals whose values align with ours:* ***Owner's Mindset, A Story of Transformation, Lasting Relationships, and Being Present.*** *At MAG, our strong purpose is to* ***provide financial solutions across all life stages of every Brazilian****. Over the past three years, we have paid over BRL 1 billion in benefits to thousands of families. Achievements like this have made us a market reference in Life and Pension insurance, with nearly 200 years of uninterrupted operation in Brazil.* *We are part of Aegon Group, one of the world’s largest life insurance and pension groups. In Brazil, our strength is equally impressive: we cover over 5.8 million lives and have grown, on average, 16% annually over the last decade.* *Want to be part of this story? Explore this opportunity.* **Responsibilities and Duties** **Your key challenges will include:** * Developing Internal Capital Models; * Asset Liability Management (ALM) and liquidity studies; * Calculating the Required Minimum Capital (SUSEP); * Independent review and assessment of pricing, actuarial assumptions, and reinsurance agreements. **Requirements and Qualifications** **What we expect from you:** * Completed undergraduate degree in Actuarial Science or related fields; * Proficiency in programming (R, SQL, Python); * Advanced Excel skills; * Advanced English proficiency; * Proactive, organized profile with ability to manage tight deadlines and continuous challenges. **It would be a plus if you have:** * Knowledge of Prophet; * Experience in the insurance or financial sector. * **Hybrid work arrangement, requiring 4–8 in-person days per month at our Rio de Janeiro downtown office. If you are already a MAG employee residing outside Rio de Janeiro, in-person work must occur at the MAG unit closest to your residence, with the same frequency.** **Additional Information** ***What we offer:*** *Market-competitive salary* *Transportation allowance* *Meal voucher (no payroll deduction; maintained during vacation)* *Food allowance (no payroll deduction; maintained during vacation; extra balance in December)* *Health insurance* *Dental insurance* *Childcare assistance* *Private pension plan* *Funeral assistance (extended to dependents and parents)* *Profit-sharing program (PPR)* *Life insurance* *Gympass* *Psychological, financial, and legal assistance for you and your dependents* *Medical and nutritional consultations* *Happy Day — one day off in your birthday month* *Corporate university* *Extended maternity and paternity leave* For over **190 years**, our **purpose** has been to provide personalized financial solutions across all life stages of every Brazilian. To achieve this, we rely on the dedication of more than 1,500 colleagues nationwide, who wholeheartedly embrace our mission and make MAG one of the best companies to work for in Brazil. **Our Values** MAG’s culture is built upon our **core corporate values**, reflecting the behaviors we embody, who we are, and what we deeply value: * Being Present * Lasting Relationships * Owner's Mindset * A Story of Transformation **Learn about some of our benefits:** * Meal and food vouchers with no payroll deduction * Health and dental plans extended to dependents * A comprehensive quality-of-life and well-being program featuring nutritionists, physicians, and Gympass * Profit-sharing program * Continuous development and training through MAG University * A structured career management program