Indeed
Urban Microcredit Agent - Medeiros Neto - BA VTC
In our daily lives, we work to leave a positive mark on the world, solve our customers' main problems, and inspire others to do the same. **We are courageous, bold, honorable, confident, inspiring, and strong people.**
**MISSION:** To operate with excellence Brazil's leading microcredit program, creating opportunities and developing and valuing people.
**VISION:** To be recognized for excellence in the operation of microfinance services and as a reference in people's development.
**VALUES:** Ethics and Transparency; Commitment and Excellence; Empathy and Care; Creativity and Innovation; Respect and Inclusion.
The **Urban Microcredit Agent** works within the Microfinance team and has the mission of capturing and retaining potential customers by advising their businesses in accordance with policy, performing analyses, granting credit, and carrying out other activities related to the role.
If this role aligns with your professional purpose, come join **CAMED MICROCRÉDITO**!
**Responsibilities and duties**
Collect overdue credits according to the established methodology;
Guide clients in your portfolio and verify the use of granted credits;
Develop action plans for operational routines of your client portfolio according to established goals;
Establish contact with clients, following the methodological steps defined by the Microfinance Program;
Gather economic and financial information about clients' activities at their workplaces to analyze credit approval;
Handle credit requests by visiting potential clients and informing them about the submission process for credit applications according to policy and procedure manuals;
Conduct promotions and informative lectures about microfinance products and other events aimed at acquiring new clients and retaining existing ones;
And other responsibilities related to the area.
**Requirements and qualifications** **Mandatory requirements:**
Legal age (18 years or older);
Education: Completed high school;
Availability for intercity travel;
Computer skills and proficiency in Microsoft Office (Word and Excel);
Experience in sales, negotiation, collections, and customer service.
**Additional information** **Salary:**
Base salary of R$ 1.717,73;
Variable compensation, reaching up to R$ 2.318,24;
Bonus (DH will provide details during the selection process).
**Benefits:**
Training;
Life insurance;
Health plan;
Transportation allowance;
Dental plan;
Private pension plan;
Partnerships with educational institutions;
Wellness incentive program through Wellhub;
Meal allowance and food basket totaling R$ 1.507,24;
Childcare/babysitter reimbursement for children up to 5 years and 11 months old—R$ 320.38 (fixed amount per child);
Quality of Life Program (we operate subprograms supporting and promoting employee health and well-being across physical, emotional, and social aspects).
**Workload:** 40 hours per week;
**Working hours:** From 08:00 to 17:00 (Monday to Friday).
We are a new company, founded in 2022, and part of the **Camed Group**. We exclusively operate **Crediamigo, the LARGEST Productive and Oriented Microcredit Program in Brazil**, a leader in its segment.
Currently, we have **over 5,000 employees** operating in **more than 1,900 municipalities** across the Northeast and northern regions of Minas Gerais and Espírito Santo states, making us the LARGEST microcredit operator in Brazil.
In our daily lives, we work to leave a positive mark on the world, solve our customers' main problems, and inspire others to do the same. **We are courageous, bold, honorable, confident, inspiring, and strong people.**
**MISSION:** To operate with excellence Brazil's leading microcredit program, creating opportunities and developing and valuing people.
**VISION:** To be recognized for excellence in the operation of microfinance services and as a reference in people's development.
**VALUES:** Ethics and Transparency; Commitment and Excellence; Respect and Inclusion; Empathy and Care; Creativity and Innovation.
**We are CAMED, we are CREDIAMIGO!**

R. Teixeira de Freitas, 121 - Medeiros Neto, BA, 45960-000, Brazil
R$1,717-2,318/month