Job Summary: Senior Analyst to take a proactive role in preventing financial fraud, with a focus on cards, Pix, bank slips (boletos), and transfers—requiring an analytical mindset, autonomy, and strong critical thinking skills. Key Highlights: 1. Take a proactive role in preventing financial fraud 2. Innovative, dynamic environment with ample room for development 3. Support the growth of junior analysts and the team If you’re seeking an innovative, dynamic environment where you can proactively prevent financial fraud, Asaas might be the place for you! In our Transactional Fraud Prevention team, we’re looking for a Senior Analyst to focus on fraud involving cards—as well as Pix, bank slips (boletos), and transfers. This position requires an analytical mindset, autonomy, sharp critical thinking to identify emerging trends, and a willingness to support team development. Interested but don’t reside in Joinville? No problem—we offer remote work/home office options. **Responsibilities and Duties** * Perform registration and transactional analyses of individual (PF) and corporate (PJ) accounts, identifying and flagging fraud patterns or attempts related to cards (primarily), Pix, bank slips (boletos), and transfers. * Conduct in-depth investigations of reports and suspicious cases, proposing solutions and documenting learnings. * Work with anti-fraud tools, identifying opportunities to adjust rules and automation, and suggesting data-driven improvements. * Consolidate, monitor, and ensure progress on key departmental indicators and metrics, sharing results with the team and leadership. * Detect and flag anomalies, guide reporting requirements, and ensure robust controls. * Support the development and onboarding of junior analysts by sharing best practices and assisting in prioritizing team tasks. * Propose and implement process, policy, and workflow improvements, aligning operations with strategic objectives. * Manage multiple concurrent demands and facilitate communication across support areas. * Contribute to a positive, collaborative team and Asaas culture. **Requirements and Qualifications** * Completed or ongoing undergraduate degree in Administration, Law, Economics, Engineering, Technology, or related fields. * Prior experience detecting and analyzing financial fraud, especially involving credit cards, Pix, bank slips (boletos), and transfers. * Experience with anti-fraud tools, knowledge of business rules, and data analysis to identify improvement opportunities. * Intermediate/advanced proficiency in Excel or Google Sheets. * Critical thinking, autonomous profile, and strong communication skills. * Ability to collaborate effectively in teams, support less experienced colleagues, and share knowledge. * Familiarity with Central Bank of Brazil (Bacen) regulations. **Additional Information** **Preferred Qualifications** * Training in document examination (documentoscopia), MED analysis, or analytical tools (Databricks, SQL, BI, etc.). * Prior experience at fintechs, digital banks, or acquirers. * Experience in automation processes or implementation of new anti-fraud technologies. **Work Model** * 8-hour daily schedule (Monday to Friday — we do not compensate for Saturdays); * CLT employment contract. **We are a Fintech**, a Payment Institution accredited by the Central Bank of Brazil, **with the purpose of maximizing business productivity through technology.** We offer a comprehensive solution for billing management, payments, receivables anticipation, and serve over 200,000 customers—including self-employed professionals, micro-entrepreneurs (MEI), and large enterprises. Our dream began in 2010 in Joinville/SC, and we believe the sky is not the limit for our growth. That’s why our team is now spread across Brazil! **More than 1,000 people dream alongside Asaas—collaboratively, innovatively, efficiently, with autonomy and freedom to soar high.** Soaring high requires resources to live and work better—and freedom to manage them. That’s why we welcome and care for our team by offering benefits that support personal and professional growth: **For health and wellbeing:** We offer full-coverage medical and dental plans, life insurance, medication purchase assistance, and support for physical activities. Additionally, Neon is our partner for financial health, and Zenklub supports physical and mental health (we provide four free monthly therapy or nutritionist sessions). At our headquarters, we also offer *quick massage.* **For meals and family:** Our flexible meal benefit is delivered via a Visa credit card; balances may be used as desired. At our headquarters, we offer *free food*, and for families, we provide childcare assistance, parental support programs, and extended maternity and paternity leave. **For education and growth:** Beyond a challenging, highly developmental environment, we offer an in-house training platform and an education assistance program covering 70% of tuition fees for undergraduate and language courses, as well as course and book purchases—so our team never stops learning. **For high-quality remote work:** We offer a Home Office allowance, work equipment, furniture allowance, and a partnership with WOBA, enabling our employees to use coworking spaces across Brazil whenever desired. Explore our headquarters in Joinville/SC via **this virtual tour**! **Extras—because the Dream Team deserves them:** We offer a birthday Day Off, Happy Hour allowance, referral bonuses, annual goal-based bonuses, a Stock Options plan, and a relaxed, no-dress-code environment!