Job Summary: The Senior Product Analyst will work within the Bradesco as a Service management team, structuring and evolving credit products, managing operations, and engaging with partners. Key Highlights: 1. Manage Bradesco as a Service operations 2. Structure and evolve credit products 3. End-to-end management of credit operations **About Bradesco** Bradesco is one of Brazil’s largest financial groups, with a history marked by pioneering spirit and innovation. Through our broadly diversified portfolio of financial products, banking services, and insurance offerings, we contribute to individuals’ aspirations and to the sustainable growth of businesses and society. Join our financial ecosystem and impact the experience of millions of people! At Bradesco, we value diversity in all its forms. Therefore, our job openings are open to all individuals, regardless of gender, race, sexual orientation, disability, age, or any other characteristic. Learn more at https://banco.bradesco/html/classic/sobre/index.shtm **Responsibilities and Duties** What is our Bradesco as a Service team? We deliver banking solutions to partner companies via APIs. We work on payment solutions, credit, consortia, insurance, Open Finance, and more—enabling fintechs, retailers, and digital platforms to integrate financial services directly into their customer journey. With a strong commercial vision and business focus, our team connects Bradesco’s stability with market innovation. We collaborate closely with product and technology teams to structure viable, scalable, and secure offerings—always strategically focused on generating value for partners and delivering positive impact to end customers. Work model: Hybrid – 3 days onsite Unit: Osasco – SP **What will your day-to-day look like?** As a Senior Product Analyst, you will work within the Bradesco as a Service management team, and your main responsibilities will include: * Structuring and evolving credit products in the BaaS environment (defining the business model, establishing product rules, designing white-label models, assessing regulatory feasibility); * End-to-end credit operations management (origination and workflow, formalization, settlement and disbursement, efficiency improvements); * Interface with key internal areas and external partners; * Monitoring product performance and risk; * Strategic support and executive reporting. **Requirements and Qualifications** What do you need to have or know? * Bachelor’s degree in Production Engineering, Business Administration, Economics, Information Systems, or related fields; * Scrum Master/Product Owner certification (PSPO, CSPO); * Experience leading agile projects; * Experience with financial credit products. **What We Offer** At Bradesco, we value health and well-being, offering an extensive portfolio of benefits to all our employees: * PLR or Bonus: Based on position eligibility* * Health Insurance * Dental Insurance * Life Insurance * Food Allowance * Meal Voucher * 13th Food Basket * Total Pass * Transportation Voucher (optional enrollment) * Discounts on products and services offered by partner companies * Private Pension Plan (optional enrollment, with financial contribution from Bradesco Organization) * Bradesco Well-Being Program: health, well-being, and quality-of-life initiative * Unibrad: Bradesco Corporate University * Fee Waivers: special conditions on various products and services * Childcare or Nanny Assistance * Extended Paternity Leave of 20 days * Maternity Leave of 180 days, including pregnancy support through postpartum