Job Summary: The Senior Risk Manager will work in the Portfolio Management area, leading the credit strategy and developing a high-performance team. Key Highlights: 1. Lead the credit portfolio management strategy. 2. Build and develop a high-performance team. 3. Impact millions of people and contribute to the country's development. **About Bradesco** We believe in the power of trust — trust that brings people closer, guides them, and transforms their daily lives. Joining Bradesco means being part of a real transformation moment. It is an environment that combines the solidity of a history built over decades with constant evolution — always looking ahead. Here, you’ll find space to learn, grow, and take ownership of your journey, supported by structure and opportunities aligned with your development. More than working at a major institution, it’s about being part of a team that impacts millions of people, contributes to the country’s development, and builds — every day — a more accessible and sustainable future for society. **About the Area** Financial Risk Management: Responsible for monitoring and controlling the institution’s financial risks, including market, credit, liquidity, and capital risks. Develops models, metrics, and tools for measuring and tracking these risks, supporting decision-making and efficient exposure management. Contributes to the bank’s financial soundness and sustainability. **Your Day-to-Day** As a Senior Risk Manager, you will work in the Portfolio Management area, with the following key responsibilities: * Lead the credit portfolio management strategy, ensuring balance among risk, profitability, and business sustainability. * Build and develop a high-performance team, promoting analytical excellence and strategic vision in portfolio management. * Conduct in-depth analyses of portfolio composition, performance, and concentration to identify risks and opportunities. * Develop predictive models, simulations, and financial projections to support data-driven decision-making. * Implement and enhance quantitative portfolio management methodologies, including concentration metrics, performance indicators, and stress testing. * Strengthen credit risk governance, ensuring continuous monitoring and adherence to industry best practices. * Integrate large volumes of financial, behavioral, and business data to generate strategic and actionable insights. * Design and improve early-warning mechanisms to identify early signs of credit deterioration and mitigate emerging risks. **Work Model** Hybrid — 3 days on-site Unit: Osasco — SP **Profile We Seek** We value professionals who deeply understand customers, collaborate effectively, and transform knowledge into impactful outcomes. Individuals with an owner’s mindset, consistent execution, results focus, continuous learning, knowledge sharing, and the ability to leverage technology to turn challenges into relevant business solutions. **Requirements** * Bachelor’s degree in Statistics, Economics, Mathematics, Engineering, or related fields. * Experience in credit and portfolio risk management at large financial institutions. * Advanced proficiency in programming languages and data analysis (SQL, SAS, and/or Python/Spark). * In-depth knowledge of credit risk indicators, portfolio performance, and portfolio monitoring. * Experience building quantitative analyses and generating insights to support strategic decision-making. * Advanced Excel skills and mastery of the Microsoft Office suite, with strong executive presentation capabilities. * Experience handling large-scale datasets and developing business-oriented analytical models. * Strong analytical capability, strategic vision, and ability to lead teams and influence high-impact decisions. Nice-to-have qualifications: * Experience in retail credit portfolio management. * Experience in predictive modeling, stress testing, and early-warning strategies. * Proven track record in leading and developing high-performance teams. **What You’ll Find Here** **Caring for You** · Health and dental plans · Life insurance · Viva Bem: health, wellness, and quality-of-life program · TotalPass **Growing With You** · Bradesco Corporate University (Unibrad) · Educational partnerships **Securing Your Future** · Profit-sharing or Bonus (subject to role eligibility) · Private pension plan · Special conditions on products and services · Fee Waiver: special conditions across various products and services **Supporting Your Life and Family** · Meal and food vouchers · 13th food basket · Daycare or babysitter allowance · 180-day maternity leave, with pregnancy assistance from conception through postpartum · Extended paternity leave of 20 days · Optional transportation voucher All thoughtfully designed to support your growth journey with balance, security, and opportunity. **Diversity** At Bradesco, diversity is both a value and a strategic priority. We strive to build an inclusive environment and a workforce reflecting the diversity of Brazilian society. Therefore, we value individuals with diverse backgrounds and characteristics — including gender, race, sexual orientation, disability, age, and other dimensions of diversity. If you believe trust is the foundation for transformation, embrace challenges, and want to grow in an environment that evolves alongside you, this may be your place. Come be Bradesco!
João Silva
Indeed · HR
João Silva
Indeed · HR
