




Job Summary: Join us in transforming the world of payments and financial services through technology and data, contributing to a safer, more efficient, and accessible ecosystem. Key Highlights: 1. Transform the world of payments and financial services with technology. 2. Development of financial products and Payment Institution. 3. Positively impact the lives of thousands of people and businesses. ##### **CLT,** **Lages** **Remote** Want to transform the world of payments and financial services through technology and data? Then join us in building NDD's financial products! With the purpose of generating value through data and financial innovation, you will be part of the journey to create and evolve our Payment Institution (PI), contributing to a safer, more efficient, and accessible ecosystem. Your work will be essential in positively impacting the lives of thousands of people and businesses through technological solutions that make financial processes faster, more reliable, and smarter. Shall we go beyond together? Going beyond means transforming the present of payment methods with technology, innovation, and responsibility. It means offering new experiences for businesses and individuals, with solutions that democratize access to the financial system. How do we do this? Through close relationships, mutual trust, and a constant spirit of evolution. For 20 years, this has been our driving force — and now, we take a new step toward the future of payment methods as a Tecfin and with the creation of our Payment Institution. What We Value in Our \#NDDMakers Collective success always comes first. We believe diversity, collaboration, and respect for individuality build stronger and more creative teams. We are driven by curiosity, continuous learning, and the desire to transform — not only our products but also our industry and society. Transparency and ethics are non-negotiable. We operate with security, honesty, and responsibility — especially in a regulated and strategic sector like finance. Boldness with responsibility. We think differently, test new ideas, and push boundaries — always focusing on regulatory compliance, reliability, and customer value. Embark on this journey with us! If you identify with innovation, purpose, and the challenge of building something new and relevant in the financial sector, this is where you belong. Let’s transform the world together through data and technology — now with even greater impact through payment methods. ##### **Requirements** **A Senior Systems Developer \- Tecfin must master** Financial API security and regulatory compliance Integration with the national financial ecosystem Observability strategy Strong regulatory reading ability \+ business vision Systemic perspective and strategic thinking Clear communication with technical and non-technical stakeholders Practical experience with API governance and versioning Ability to translate regulation into technical architecture Microservices, APIs (REST \+ OpenAPI / Swagger) and public APIs (Open Finance, Open Insurance), Domain\-Driven Design (DDD), Clean Architecture, Observability architecture (tracing, structured logs, metrics), .NET, Node.js, Angular, RabbitMQ, Redis, PostgreSQL, SQL Server, Cloud architecture CI/CD with embedded security (DevSecOps), Resilience and availability (circuit breakers, retries, fallback) Proficiency in unit and integration testing. Experience with federated authentication and identity management (IAM) Knowledge of idempotency patterns **Tecfin-Specific Knowledge** PIX (integration strategy with SPI and DICT) Open Finance Brazil (Phases 1 to 4 \+ standardized APIs) SPB and STR (integration with settlement institutions) Registrars (CIP, CERC) and anti-fraud solutions (Clearsale, Serasa) Central Bank of Brazil (BACEN) APIs and regulated arrangements LGPD (protection of sensitive personal data) OpenID Connect and OAuth2\.0 (with focus on FAPI – Financial\-grade API) ICP\-Brasil digital certificates (A1/A3\) JWS/JWT signatures \+ Mutual TLS Consent and data lifecycle management in Open Finance Basic understanding of KYC and AML\-CFT **Nice-to-Have Skills** Structure of the Brazilian National Financial System Regulatory frameworks from BACEN, CVM, and SUSEP Banking-as-a-Service (BaaS) and Embedded Finance strategies Experience with regulated fintechs (PI, SCFI, SCD, SEPs) Alignment between architecture and BACEN/CMN regulations Certifications and training that serve as differentiators OpenID Foundation (FAPI, OAuth, OIDC) ANBIMA exams (CPA\-20, CEA) or Febraban certifications ABFintechs, Fenasbac, Serpro, TecBan courses DDD, Clean Architecture, Event Storming ##### **Benefits** **What We Offer?** Annual Bonus: Up to 3 monthly salaries; for commercial roles, performance-based OTC commission model. Career Development Plan: Feedback-driven culture with 360° performance evaluations; internal recognition program; close management engagement via regular 1:1 meetings. NDD With You: Financial education program; psychological counseling; legal advice; social support. Health: Unimed health plan and life insurance; flu vaccination support and wellness initiatives. Meals: Meal allowance; free coffee and fruits in the office. Well-being: Our CIPA team promotes quality of life and emotional balance through diverse activities. SESC Partnership: Access to culture, education, and tourism. Education: Tuition assistance; language learning incentives; support for attending industry events; certification support. Transportation: Transportation allowance for commuting; dedicated parking and bicycle storage — our building includes changing rooms. Birthday voucher and other initiatives: Flash card for disbursement of funds. Work Schedule: 40-hour workweek / Flexible hours. **Diversity and Inclusion \#ESG** NDD is a naturally diverse company, leveraging all forms of diversity to break down barriers and foster greater innovation in how we think and act. We actively seek knowledge and are constantly introduced to diverse talents whose capabilities align with our organizational needs. Our culture helps create a safe environment, offering development and growth opportunities to all individuals committed to evolving and improving alongside the company.


