JUNIOR OPERATIONS DESK ANALYST

Description

Job Summary: Junior Desk Analyst responsible for operational execution, monitoring, and collection of the COD portfolio, ensuring governance and traceability for strategic operations. Key Highlights: 1. COD Portfolio Management and Strategic Operations 2. Proactive Monitoring and Active Intervention in Case of Delays 3. Ensuring Governance, Control, and Document Traceability Within Brava's credit structure, there exists a Special Classification – Directorate-Originated Portfolio (COD), designated for transactions directly indicated by Partners, arising from strategic relationships, a history of trust, or differentiated market insight. These transactions do not follow the standard commercial workflow and have their own decision-making process, requiring case-by-case approval by the responsible Partner. Nevertheless, they require formal control, documentary validation of underlying assets, and structured monitoring. To ensure governance, traceability, and appropriate monitoring of this portfolio, Brava is opening the position of Junior Desk Analyst, who will be responsible for the operational execution, monitoring, and collection of the COD portfolio. **Key Responsibilities:** * **COD Portfolio Management (Primary Responsibility):** Structuring and operationalizing transactions classified as COD at the Securitization Company; Verifying and organizing mandatory minimum registration documentation; Conducting formal collateral analysis, validating the existence, legitimacy, and enforceability of the receivable; Ensuring that the collateral is valid, liquid, certain, and duly substantiated; Certifying that approval is formally recorded in the "Pleitos" Group (corporate WhatsApp); Correctly classifying the transaction in the system as "COD"; Monitoring deadlines, settlements, and portfolio performance; Tracking delinquency, buyback, and concentration indicators for the COD portfolio separately from the CE Portfolio. * **COD Portfolio Collection:** In addition to operational tasks, the professional will be responsible for: Proactive monitoring of maturities; Active intervention in case of delays; Requesting buybacks where applicable; Liaising with Legal in cases of risk deterioration; • Individualized monitoring of COD assignors; Recording relevant incidents and relationship history. * **Governance and Control:** Ensuring all COD transactions are formally approved and recorded; Maintaining organized documentation and traceability for internal audit; Flagging significant risk deteriorations for potential submission to the standard credit workflow or preventive blocking; Periodically reporting portfolio exposure. * **Occasional Support for the Ordinary Portfolio:** On an ad hoc basis, the Analyst may: Support operations within the regular portfolio; Assist in preliminary credit analyses; • Support the Desk in operational requests.