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If you're ready for this challenge and want to be part of something great, come to Cresol and ride the orange wave! \n\n\n\n \n\nTogether, we go further! \n\n\n\n \n\n \n\n**Responsibilities and duties** \n\n* Execute administrative/operational processes within the administrative area, solving highly complex problems related to job activities;\n* Lead and participate in projects requiring advanced technical and specific knowledge, conducting analyses, developing and proposing improvements, as well as resolving existing demands;\n* Be responsible for the technical output within your area of activity or business specialty, focusing on product/service quality according to established goals and targets;\n* Bring market trends and emerging technologies insights to the organization, aiming to transform paradigms or influence strategic directions and decision-making;\n* Provide technical support to individuals in projects or activities related to credit analysis requiring specialized knowledge;\n* Analyze credit requests regarding payment capacity, risk classification, documentation, and other factors, issuing technical opinions aimed at reducing credit approval risks;\n* Monitor credit portfolio performance, particularly regarding risks, recommending corrective actions whenever necessary;\n* Be responsible for managing collections of delinquent credits, both judicial and administrative;\n* Train employees on technical evaluation of credit operations to maintain the credit portfolio within the risk levels assumed by the Singular Cooperative;\n* Serve as a reference in technical risk assessment and credit operation documentation.\n\n **Requirements and qualifications** \n\n* Completed bachelor's degree in Administration, Accounting, Economics, or related fields;\n* Postgraduate specialization in related areas;\n* Good communication skills, ethics, professionalism, ease of interaction, relationship-building, and teamwork;\n* Availability for occasional travel, meetings, and courses;\n* Class B driver's license (CNH B).\n\n **Additional information** \n\nBenefits:\n\n* **Transportation Allowance** \\- ensuring transportation from home to work via public transit;\n* **Food and/or Meal Allowance** – for purchasing food and enjoying it your way;\n* **Life Insurance** \\- an extra care benefit, also applicable in cases of serious illness and funeral assistance, providing help when most needed;\n* **Health Plan** \\- monthly fees fully covered by Cresol as a gift to the employee; we're always together;\n* **Dental Plan** \\- monthly fees fully covered by Cresol as a gift to the employee;\n* **Post\\-Graduation Assistance** \\- Cresol believes in and invests in employee development;\n* **Private Pension Plan** \\- Cresol cares about your future;\n* **PRV (Variable Remuneration Program)** \\- we achieve together and celebrate together;\n* **Extended Leave** – Cresol offers extended maternity and paternity leave to fully enjoy this special moment;\n* **Development Programs** – Cresol believes in employee development and invests throughout the year;\n* **Cresol Cares** – for employees and their families**, offering support ranging from legal advice to pet care tips, accessible via phone calls from anywhere in Brazil;\n* **Vacations** – Cresol allows employees to split their vacation into up to three periods;\n* **Recognition Award** \\- rewards professionals who complete milestone years at Cresol, awarded at 1, 5, 10, 15, 20, 25, and 30 years;\n* **Cresol Longevity** \\- encourages employees to build financial reserves for the future;\n* **Birthday Day Off** \\- allowing employees to enjoy a day off during their birthday month, customized to their preference;\n* **Gympass** \\- access to physical gyms and live classes in Yoga, Meditation, and Functional Training, a comprehensive benefit for well-being;\n* **Baby Kit** \\- given to employees upon the birth of their child, whether mother or father, as a gift from Cresol to enhance this special moment;\n* **Work Uniform** \\- considering comfort and brand identity, Cresol provides uniforms to all system employees;\n* **Phone Plan Benefit** \\- Cresol employees receive R$10.00 discounts on phone plans from Vivo, Claro, and Tim;\n* **Beto Carrero Partnership** \\- Cresol employees receive a 10% discount on 1- to 2-day Beto Carrero entrance passes;\n* **Educational Partnerships** \\- Cresol educational partnerships offer employees discounts on undergraduate and post\\-graduate tuition fees;\n* **Workplace Gymnastics** \\- Cresol provides stretching sessions during working hours to improve employee health, prevent daily strain injuries, and encourage employees to adopt this healthy habit.\n\n### **30 years of history, 1 million members, and countless opportunities to grow with us!**\n\nWe were founded in the interior of Paraná in 1995 with a strong purpose: **to be and make a difference**. Throughout this journey, we have become one of **Brazil's leading Credit Cooperatives**, positively impacting lives through cooperative principles.\n\n\nToday, we operate in 19 Brazilian states with over **11,000 employees**, consistently delivering financial solutions with excellence while fostering development for members, businesses, and communities. We believe in people's power and place them at the heart of everything we do. We act with **lightness, humility, and simplicity**, knowing that every employee holds the strength to sustainably fulfill Cresol's mission.\n\n \n\nFor six consecutive years, we've been recognized by **Great Place to Work (GPTW)** as one of the best companies to work for, reinforcing our commitment to an environment that values people, relationships, and development.\n\n **Here, you will find:**\n\n* \\> Real opportunities for professional and personal development;\n* \\> Training programs and leadership incentives;\n* \\> A collaborative, diverse, and inclusive environment where everyone can be authentic;\n* \\> Space to innovate and contribute to projects that make a difference in the world.\n\n \n\n**Why choose Cresol for your career?**\n\n\nBecause we value **relationships, purpose, and development**. 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