Data Scientist II

Description

Job Summary: Bradesco is seeking a Data Scientist II to work in the Financing Pricing Management area, developing statistical and machine learning models for credit and pricing. Key Highlights: 1. Develop statistical and machine learning models for credit 2. Work with large volumes of data and long-term horizons 3. Continuously improve models and techniques used **About Bradesco** Bradesco is one of Brazil's largest financial groups, with a history marked by pioneering spirit and innovation. Through our broadly diversified portfolio of financial products, banking services, and insurance, we contribute to people's aspirations and to the sustainable growth of businesses and society. Join our financial ecosystem and impact the experience of millions of people! At Bradesco, we value diversity in all its forms. Therefore, our job openings are open to everyone, regardless of gender, race, sexual orientation, disability, age, or any other characteristic. Learn more at https://banco.bradesco/html/classic/sobre/index.shtm **Responsibilities and Duties** What is our Credit Team? Our mission is to ensure efficient management of credit granting and maintenance, guaranteeing profitability and solid growth of the Organization’s assets. Work model: Hybrid \- 2 days on-site Unit: Osasco \- SP **What will your day-to-day look like?** As a Data Scientist II, you will work in Financing Pricing Management, and your main responsibilities will be: * Develop statistical and machine learning models for credit and pricing. * Analyze and interpret model results, coefficients, and metrics. * Support strategic pricing decisions with analytical inputs. * Work with large volumes of data and long-term horizons. * Collaborate with strategy teams to explain and justify models. * Continuously improve models and techniques used. **Requirements and Qualifications** What do you need to have or know? * Solid foundation in statistics and modeling. * Intermediate Python and PySpark. * Ability to interpret and explain models. * Intermediate knowledge of model performance metrics. * Experience with Databricks. * Completed undergraduate degree in Data Science, Mathematics, Statistics, Economics, Physics, Engineering or Computing, Information Systems, Systems Development Analysis, or related fields. It will be a plus if you have: * Experience in credit, risk, or pricing. * Knowledge of survival analysis. * Experience with code versioning. **What We Offer** At Bradesco, we value health and well-being, offering an extensive portfolio of benefits to all our employees: * Profit Sharing (PLR) or Bonus: Based on position eligibility\* * Health Insurance * Dental Insurance * Life Insurance * Food Allowance * Meal Voucher * 13th Food Basket * Total Pass * Transportation Voucher (optional enrollment) * Discounts on products and services from partner companies * Private Pension Plan (optional enrollment, with financial contribution from Bradesco Organization) * Bradesco Well-Being Program: health, well-being, and quality-of-life initiative * Unibrad: Bradesco Corporate University * Fee Waivers: special conditions on various products and services * Daycare or Babysitter Assistance * Extended Paternity Leave of 20 days * Maternity Leave of 180 days, with assisted prenatal and postpartum support