Corporate Credit Analyst

Description

Job Summary: The Corporate PJ Credit Analyst evaluates the risk of extending credit to large enterprises, preparing analyses and approving drawee portfolios. Key Highlights: 1. Credit risk assessment for large enterprises 2. Focus on analysis of large corporate and middle-market companies 3. Preparation of analyses and approval of drawee portfolios The role of the Corporate Legal Entity Credit Analyst is to evaluate the risk of granting loans, financing, or other credit facilities to large enterprises, preparing analyses of large corporate and middle-market companies, multi-originator\-multi-drawee FIDCs, and approving drawee portfolios. Requirements: **Requirements** * Education: Economics, Business Administration, Engineering, Accounting * Preferred postgraduate degree in: Business Administration or Finance * Relevant experience in credit analysis at financial institutions, analyzing credit for large enterprises or major economic groups and middle-market companies. * Intermediate knowledge of Excel, Python, and/or SQL is desirable. **Skills** * Strategic vision: Ability to comprehensively understand the client's business, balancing risk and opportunity. * Market knowledge: Understanding of the client's industry sector, market trends, economic conditions, and regulatory environment. * Analytical capability: Strong ability to analyze complex data and identify discrepancies or inconsistencies in financial information. * Communication: Excellent oral and written communication skills to clearly and substantively present analyses to various hierarchical levels. * Negotiation: Ability to negotiate credit terms and conditions with clients, aligning interests and risks. Benefits Salary: R$ 10\.000 Benefits: Health insurance, transportation allowance (VT), and meal voucher (VR). Variable bonus ranging from 3 to 6 monthly salaries Work Model: On-site Employment Type: Independent Contractor (PJ)