Job Summary: We are seeking a Senior Financial Analyst with experience in Credit Analysis—organized, analytical, and responsible—to perform financial control and risk prevention. Key Highlights: 1. Strategic involvement in financial control and risk prevention 2. Proven experience in credit analysis and financial processes 3. Focus on organization, discipline, and continuous process improvement **Senior Financial Analyst / Credit Analyst** **Location:** Steel Shopp **Department:** Finance / Administration **Employment Type:** CLT (or as mutually agreed) **About the Position** We are hiring a **Senior Financial Analyst with experience in Credit Analysis**, to directly handle financial control, execution of processes, reconciliations, accounts payable, accounts receivable, and **rigorous credit analysis for customers**. We seek a professional who is **organized, responsible, analytical, and disciplined**, enjoys routine, follows established procedures, and possesses the maturity required to handle sensitive financial information. This position is strategic and provides direct support to management, responsible for **ensuring reliability, organization, and prevention of financial risks**. **Main Responsibilities** **Accounts Payable** * Daily verification and clearing of invoices * Strict monitoring of due dates (D-1) * Verification of incoming invoices * Digital organization and archiving of documents * Submission of daily reports on paid accounts **Accounts Receivable** * Monitoring of overdue and upcoming invoices * Verification of receipts (PIX, credit card, payment links, barter transactions) * Validation of bank and acquirer receipts * Accurate system entries * Ensuring no sale is released without financial confirmation **Bank Reconciliation** * Daily reconciliation of bank statements vs. ledger records * Immediate identification of discrepancies * Organization of data for auditing and accounting purposes **Credit Analysis (MANDATORY)** * Conduct credit analysis for corporate (PJ) and individual (PF) customers * Assess risks based on: * Payment history * Credit bureau inquiries * Customer’s financial capacity * Issue technical opinions: **approved / approved with restrictions / rejected** * Recommend credit limits, payment terms, and conditions * Record and document all analyses performed * Support commercial decisions without compromising the company’s financial health **Processes and Controls** * Execute and ensure compliance with financial procedures * Support continuous process improvement * Identify risks, failures, or inconsistencies * Act with full responsibility and confidentiality **Mandatory Requirements** ✔ Proven experience in operational finance ✔ Practical experience with: * Accounts payable * Accounts receivable * Bank reconciliation * ✔ * **Real-world experience in credit analysis** * ✔ Intermediate/advanced Excel✔ Organization, attention to detail, and discipline * **Expected Behavioral Profile** * Organized and responsible * Analytical and meticulous * Committed to procedures * Does not rely on improvisation * Does not require constant follow-up * Capable of anticipating problems **What We Do NOT Seek** Professionals who: * Dislike routine * Work without verifying information * Ignore procedures * Pass problems on to management **Advantages** Experience in mid-sized companies Experience across multiple group companies Experience with financial management systems Job Type: Full-time, Permanent CLT Salary: R$3.000,00 - R$4.000,00 per month Benefits: * Medical insurance * Dental insurance * Life insurance * Meal allowance * Food voucher * Transportation allowance Work Location: On-site