




Job Summary: As a Junior Analyst, you will interact with the credit portfolio, recording, analyzing, and monitoring positions to ensure accounting quality. Key Highlights: 1. Contact with the entire credit portfolio and new products 2. Direct contribution to the quality of accounting information 3. Dynamic environment with daily challenges **About Us** XP Inc. is one of Brazil’s largest independent financial institutions, owner of brands including XP, Rico, Clear, XP Educação, InfoMoney, among others. With over 4.6 million active clients and assets under custody exceeding R$ 1.1 trillion, XP Inc. has been transforming the financial market for 24 years to improve people’s lives. Guided by four core values — **Big Dreams, Entrepreneurial Spirit, Customer Focus, and Open Mind** — XP Inc. constantly seeks top talent with ambition to achieve the impossible. **About the Opportunity** ------------------------ As a Junior Analyst at XP Inc., you will engage with the company’s entire credit portfolio and gain exposure to new products. Your mission will be to record, analyze, and monitor XP Inc.’s group credit positions, directly contributing to the quality and reliability of accounting information. Learn more about our day-to-day on Instagram and LinkedIn. Check out our reviews on Glassdoor. **What We’re Looking For** -------------------- **Essential Requirements:** * Degree in Accounting Sciences; * Proficiency in Microsoft Office, especially advanced Excel; * Ability to work in a dynamic, constantly evolving environment with daily new challenges; * Alignment with our culture; * Interpretation and application of accounting standards (BACEN and IFRS). **Preferred Qualifications:** * Experience in accounting for financial institutions; * Familiarity with data analysis and automation. **Challenges and Impact** ---------------------- * Monthly accounting closing and related accounting reconciliations; * Accounting reconciliations for credit operations; * Identifying process improvement opportunities and automating daily routines; * Analysis, certification, and monitoring of new credit products; * Supporting internal and external audits, as well as regulatory inspections; * Collaboration with other back-office and treasury teams. * **Process Steps** * **Initial Screening**: Resume review to assess alignment with job qualifications and requirements. * **General Assessments**: Evaluation of cultural fit via the Mindsight assessment and logical reasoning test from Predictive Index. * **Video Interview**: An opportunity to get to know each other better and understand your motivations and experiences. * **Recruitment Team Interview**: Discussion regarding expectations for the role and professional goals. * **Technical Assessment**: Interview focused on specific skills required for the position. * **Leadership Interview**: A conversation to discuss your vision and how you can contribute to the team and company. * **Peer Interview**: Interaction with future colleagues to evaluate synergy and teamwork. * **Culture-Focused Interview**: Exploration of company values and principles to ensure strong cultural alignment. * **Offer**: Presentation of the employment proposal, including details on compensation and benefits. **Benefits:** Health and Well-being: * Comprehensive health insurance plan without copay (including coverage for dependents) * Dental insurance * Wellhub (Gympass) * Zenklub * Life insurance * iFood Benefits (flexible VA and VR) * Transportation allowance * New Value (benefits club) * Parental leave: 6-month maternity leave and 20-day paternity leave * Childcare allowance Financial Life * Exclusive investment funds * Investment advisory services * XP Visa Infinite card with no annual fee * Credit solutions (payroll-deductible loans, home equity loans, real estate CCBs, etc.) **Flexible In-Person Work Model** Our work model varies depending on the role, ranging from fully in-person for business-facing functions to more flexible arrangements for other teams. We follow a model with higher in-person frequency but always guided by flexibility and autonomy, consistent with our entrepreneurial culture. At XP Inc., we value face-to-face interactions and believe the office serves as a tool to strengthen workplace relationships. * *By proceeding with your application, you declare that you have read, understood, and agree to the XP Inc. Group Privacy Policy and those of its vendors and partners supporting the selection process. The XP Inc. Group may use artificial intelligence solutions to support the recruitment team throughout the process, which may involve processing your personal data for this purpose, in accordance with the principles of Brazil’s General Data Protection Law (LGPD) and the XP Inc. Group Privacy Policy.*


