Joining the Credit Granting and Guarantees data team means embedding a data-driven culture into daily operations. Here, your main responsibilities will include developing, implementing, and monitoring statistical models (e.g., behavior, application, clustering, among others). You will also conduct studies and analyses to propose the creation or refinement of credit granting and guarantee application strategies in credit decisions. We maintain continuous contact with other departments and Credit Cooperatives, as our deliverables are jointly coordinated. Therefore, topics and working groups may vary over time. **Responsibilities and Duties** * Development of credit granting models, considering Sicredi’s diverse audiences, strategies, and products; * Implementation, together with the Technology area, of the models developed by the credit granting team; * Monitoring, reviewing, recalculating, and calibrating models when applicable; * Producing studies and new proposals related to credit granting and guarantees, understanding members’ profiles, products, and stages of the credit cycle; * Collaborating with various product teams, supporting data/information analysis and generating new insights; * Interacting with different roles across the data and systems process (analysts, engineers, data scientists, and business analysts); * Maintaining necessary documentation for your deliverables and communicating results; * Continuously advancing your technical skills. **Requirements and Qualifications** * Completed undergraduate degree in quantitative fields such as Statistics, Mathematics, Physics, Accounting and Actuarial Sciences, Engineering, Economics, Computer Science, or related disciplines; * Experience in Statistical Modeling applied to the credit market; * Strong writing skills, ability to synthesize information, and communicate effectively; * Experience with programming languages such as R, Python, Spark, and SQL; * Practical experience in data analysis, indicator monitoring, and development of ad-hoc studies; * Knowledge and experience in the Credit market; * Intermediate English proficiency is desirable. **Additional Information** At the **Sicredi Administrative Center (CAS)**, for positions in business areas, we adopt a hybrid work model consolidated as 3 days onsite at the company headquarters located at Av. Assis Brasil, 3940, São Sebastião, Porto Alegre/RS, and 2 days remote. For Tech-area positions, we adopt a fully remote work model. \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ At **Sicredi**, you’ll enjoy: 13th and 14th fixed salaries; Profit Sharing (based on seniority); Health and Dental Plans with no co-payment; Well-being Programs via Wellhub (formerly Gympass), Nutrition, Psychology, Occupational Health, Massage, Running Group, and local gym; Meal and Food Allowances – with flexible % allocation across VA/VR cards, no co-payment; Extended maternity and paternity leave; Childcare or babysitter allowance for children up to 6 years and 11 months; Support for children with disabilities, with no age limit; Life Insurance; Private Pension Plan covering up to 7% of salary; Training Platform – Sicredi Aprende, offering diverse courses; 40-hour weekly workload – using a time-banking system; Remote Work Allowance (except for positions requiring 100% onsite presence). **Nice to meet you — we are Sicredi.** Our journey began over 120 years ago as Brazil’s first financial cooperative institution. Today, we continue growing and transforming every day alongside **more than 50,000 employees**. They are the reason we’ve once again been named the **Best Place to Work**, ranking first according to Great Place To Work Brasil (GPTW). Together with **over 9 million members**, across all Brazilian states, we believe in the power of cooperation to **build a more prosperous society and generate positive impact in people’s lives**. A purpose that unites and inspires us, promoting local and sustainable development, education, and financial inclusion. We continue seeking talents who wish to help build a better world — and we want you on board. **\#JoinSicredi!**