Financial Operations Analyst

Description

Job Summary: Professional to process and monitor the FIDC portfolio, ensuring reconciliation, provisioning, and reporting of credit lines for the \ Key Highlights: 1. Central role in data and FIDC portfolio management 2. Monitoring and reconciliation of credit portfolios 3. Essential support for closings and reporting **Requirements:** Completed undergraduate degree in Economics, Engineering, Business Administration, or Accounting; Advanced computer skills (Microsoft Office suite, etc.); Prior experience will be considered a plus; High-Performance Excel: Primary working tool. Must master complex formulas (VLOOKUP/XLOOKUP, Pivot Tables). Credit Vision: Familiarity with Aging, Write-off concepts, and operation of payroll-deductible loan agreements (margin, registration, and disbursement). Preferred Qualifications: Knowledge of SQL or Python for automating inventory reports, given the large volume of CPFs in retail funds; Familiarity with FIDC; Understanding of share classes (Senior vs. Subordinated) and cash flow dynamics of receivables funds **About the Role:** Execute operational processing and technical monitoring of the FIDC portfolio. This professional will ensure that each credit line under the "New Payroll-Deductible Loan" framework is properly reconciled, provisioned, and reported, serving as the data engine for management. **Main Responsibilities:** Reconciliation and Matching: Perform daily matching between the originator’s system, the custodian, and the manager’s internal controls; Identify settlement discrepancies (amounts received vs. expected) and handle exceptions. Portfolio Monitoring: Update delinquency (overdue) databases and credit vintages; Calculate and track active credit balances and fund collateral. Closing Support: Prepare data for PDD calculation and fair-value marking of assets; Assist in preparing the monthly CVM report and investor reports. Assignment Operations: Validate the underlying assets of newly acquired portfolios (ensuring new loans comply with the New Payroll-Deductible Loan rules); Send remittance files and process bank and administrator return files. Communication: Maintain ongoing communication with the partner company’s team to align on the above matters. **Soft Skills:** Communication skills; Adaptability; Organization; Quick learning Minimum Education: Bachelor's Degree