We are **Sicredi UniEstados**, and in 2026 our cooperative celebrates its 45th anniversary of foundation. We are the 8th largest cooperative in the Sicredi System and the 12th largest cooperative in Brazil! **Together, our purpose is to build a more prosperous society and make a difference in the lives of people and communities where we operate.** We strive to make a difference in the lives of people and communities where we are present, and to achieve this, we need people who want to build, alongside us, a more prosperous society! We currently have an opening for a **Credit Analyst I** at the Sicredi UniEstados Administrative Headquarters in **Erechim/RS**—join us in driving change! Internal and External Opportunity \#LI\-BG1 \#LI\-ONSITE **Responsibilities and Duties** * Evaluate credit requests from the agricultural segment, considering the particularities of rural activities, production cycles, seasonality, and climatic risks, issuing opinions regarding repayment capacity, formal requirements, interest rates, terms, and guarantees; * Conduct economic and financial analyses of rural producers and agribusiness companies, including balance sheet interpretation, agricultural cash flow analysis, per-crop production cost assessments, and operational feasibility evaluations; * Monitor adherence to the Six Cs of Credit, institutional credit policies, and applicable legislation for rural credit, guiding and supporting branches on agribusiness operations; * Stay updated on rural credit policies, regulatory frameworks, and agribusiness trends, proposing improvements to credit processes and policies; * Propose enhancements to credit analysis processes focused on agility, quality, and alignment with agribusiness needs; * Coordinate with partner areas (commercial, agribusiness, risk) to improve efficiency and accuracy in credit decisions. **Requirements and Qualifications** * Completed or ongoing undergraduate degree in Agronomy, Agricultural Engineering, Business Administration, Economics, Accounting Sciences, or related fields; * Knowledge of rural credit, risk analysis, and interpretation of economic and financial indicators; * Experience in credit analysis, preferably within the agribusiness segment; * Availability to work in Erechim/RS. **Competencies** ---------------- * Systemic strategic vision; * Critical thinking; * Assertive communication; * Teamwork. **Additional Information** **Compensation and Benefits Package:** Fixed compensation commensurate with the position and required experience; Semiannual bonuses; Profit-Sharing Program, varying according to individual performance and goal achievement; Meal/Voucher allowance; Unimed Health Plan for employee and spouse; Private pension plan up to 8% (employee contributes the same percentage); Education assistance per internal policy; Birthday day off; Childcare/Babysitter allowance; Group life insurance; Physical Activity Support \| Weelhub (Gympass); Training Platform \- Sicredi Aprende, offering diverse courses; Vitta \- Telemedicine \| Nutrition \| Psychology \| Medication Subsidy; Optum \- Sempre Bem (Psychological, Legal, and Financial Support and Guidance); Zenklub \- Emotional Well-being (Coaching, nutrition, holistic therapy, psychology, and psychoanalysis). Seniority bonus; ICATU Maternity Gift Basket; Recognition and Celebration Initiatives; **Nice to meet you—we are Sicredi.** Our journey began over 120 years ago as Brazil’s first cooperative financial institution. Today, we continue growing and transforming daily alongside **more than 50,000 employees**. They are the reason we are once again ranked the **Best Place to Work**, holding the top position according to Great Place To Work Brasil (GPTW). Alongside **more than 10 million members**, across all Brazilian states, we believe in the power of cooperation to **build a more prosperous society and generate positive impact in people’s lives**—a shared purpose that unites and inspires us, promoting local and sustainable development, education, and financial inclusion. We continue seeking talents eager to help build a better world—and we want you on board. **\#JoinSicredi!**
João Silva
Indeed · HR
João Silva
Indeed · HR
