At Mercado Libre, we are democratizing commerce, money, and payments across Latin America. Our Fintech business offers a comprehensive value proposition aimed at democratizing financial services and meeting the needs of over 60 million users. We provide an online platform that enables merchants to receive payments for e-commerce sales—both within and outside Mercado Libre—as well as a QR code system and Point-of-Sale (POS) devices for in-person sales. For millions of merchants, entrepreneurs, and professionals, we enable secure transaction processing via more than 50 payment methods across Latin America. Additionally, we offer free access to a digital account that allows users to pay bills, send and receive money, invest, and use cards for purchases or cash withdrawals. Through Mercado Crédito, we extend credit to meet the needs of our users and empower the businesses of those selling on our platform. **We’re looking for people who:** * Embody entrepreneurial energy: driven by curiosity, never giving up, and focused on surpassing their own limits. * Give their all because they love working with commitment and dedication. * Embrace change as opportunity and learn from their mistakes. * Prioritize excellence and execution in everything they do. * Foster a positive, joyful, and fun work environment. * Know how to build collaboratively and enjoy working in teams. Imagine yourself leading challenging, **dynamic**, and innovative projects—and being responsible for: * Supporting the design and execution of the credit strategy that will help us achieve banking primacy for our sellers. * Participating in discussions with Risk and Profitability teams, alongside the Sellers’ structure across the ecosystem, to define the optimal offering for our users in each segment and lifecycle stage. * Leading product-related working groups, analyzing our P&L and competitive context to set short- and medium-term priorities. * Owning the product roadmap, identifying new features that enhance the seller experience. * Executing the strategy for products under your responsibility, achieving targets for loan origination, portfolio size, and net profit. * Identifying opportunities to improve risk assessment processes through to collections for products under your responsibility. **Requirements:** * Experience managing financial products. * Experience with databases: SQL programming or similar. * Strong analytical ability and agility in engaging with the various stakeholders involved in the credit lifecycle. * Prior credit experience is a plus. **We offer you:** * The chance to join an entrepreneurial company where we love thinking big—and thinking long-term. * The opportunity to take ownership of your professional development in an environment rich with opportunities, learning, growth, expansion, and challenging projects. * A collaborative setting where you’ll share knowledge and learn alongside outstanding professionals and experts. * An excellent work environment, equipped with everything you need to have a truly great experience. :) Mercado Libre does not contact candidates offering job opportunities in exchange for monetary payments. All open positions are available on our careers website. If you receive any request for money, please be cautious!