Job Summary: This role involves financial data analysis, developing management reports, interpreting trends in PDD balances, and collaborating with various departments to align provision policies. Key Highlights: 1. Analyze financial data and develop managerial provisioning reports. 2. Collaborate with credit, accounting, and financial planning departments. 3. Automate calculation processes and routines to improve efficiency. **Responsibilities and Duties** **What You’ll Do Daily:** --------------------------------- * Analyze financial data related to the Provision for Doubtful Debts (PDD), ensuring compliance with accounting and regulatory standards. * Develop managerial reports and performance indicators to monitor provisions and their impact on results. * Interpret trends and variations in PDD balances, proposing adjustments and improvements to calculation models. * Validate information from internal systems and accounting databases, ensuring data integrity and consistency. * Support internal and external audits by providing evidence and technical explanations regarding applied criteria and methodologies. * Collaborate with credit, accounting, and planning departments to align provisioning policies and financial strategies. * Automate calculation and reporting processes and routines using analytical and programming tools to improve efficiency. * Monitor regulatory changes and their impact on provisioning practices, ensuring continuous procedure updates. **Requirements and Qualifications** #### **We’re Looking for Someone Who:** * Thinks and acts from the customer’s perspective. Demonstrates interest and curiosity about customers, their behaviors and preferences, to meet and exceed their expectations; * Shows a consistent commitment to learning, teaching, and developing, contributing to a relaxed, respectful, and collaborative environment that encourages diversity; * Is flexible enough to move beyond existing paradigms and mental models. Seeks innovative and sustainable solutions to create competitive advantages for the business, balancing economic, environmental, and social interests. **To Join Our Team, You Must Have:** ------------------------------------------------ * Reside in São Paulo * Completed undergraduate degree in Business Administration, Economics, Accounting, Engineering, or related fields. * Prior experience in financial analysis, accounting provisions, or credit risk management. * Advanced Excel * Data analysis tools (SQL) **Nice-to-Have:** ------------------ * Accounting standards (CPC, IFRS) applicable to provisions. * Presentation tools (PowerPoint, ThinkCell) * Basic knowledge of statistical modeling and risk indicators * Experience with SAP and integrated systems. **Additional Information** At **Claro, people are one of our core values.** Guided by this principle, we continuously invest in the health, well-being, and quality of life of our employees! To ensure you have the best possible experience on your journey with us, we offer an attractive benefits package. Check it out: * Flexible Working Hours; * Meal and Food Allowance; * Medical and Dental Assistance; * Support for Serious Illnesses; * Assistance for Dependents with Disabilities; * Pharmacy Benefit; * Daycare/Babysitter Allowance; * Personal Support Program; * Claro Running; * Private Pension Plan; * Life Insurance; * Employee Combo; * Wellhub (Gympass) * Meu Pet Club * Agreements and Partnerships; * Recognition Program for Years of Service; * And much more! **At our company, we value an inclusive, diverse, ethical, collaborative, and harmonious environment. We do not discriminate based on gender, race, color, sexual orientation, social status, or disability. Everyone is welcome!** **Here, we have a large team that makes everything happen!** It is through the effort and dedication of each of our People that we are today a benchmark in what we do, united in our purpose: **“Connect for a more fun and productive life.”** We combine all technologies to build the best and most comprehensive connectivity infrastructure in the country. We are confirmed multi-champions by Speedtest as Brazil’s fastest and most stable mobile internet and most stable Wi-Fi network, among many other recognitions. We are also Brazil’s 4th most valuable brand (BrandZ). In Brazil, we operate in over 4,800 municipalities, serving more than 83 million customers. We have led portability volume for over five years, with 1.2 million lines ported in 2022. And there’s more: **We innovate** our products and services to better serve our users! Today, we offer **entertainment** solutions (Claro Música, Claro TV+, Claro Livros, Claro Vídeo, and Claro Gaming), **financial services** (Claro Pay), and more! We have **aerospace presence** (with 5 satellites in orbit via Embratel) and are a reference in **industrial, automotive, and agribusiness connectivity**, among others. We also foster connections between our businesses and the innovation ecosystem through **beOn**, Claro and Embratel’s innovation hub. Sustainability is a Claro value. **We invest in environmental, economic, and social development**, always prioritizing governance, environmental responsibility, data protection, and social impact. Through the Claro Institute, we connect people for a better future, combining services with social investments in **education and citizenship** projects. **So, is it a match? #JoinClaro and help us build the new together!