Job Summary: We are seeking a committed and collaborative professional for credit analysis and collections in agribusiness, with a focus on risk management and ensuring receivables collection. Key Highlights: 1. Join a team recognized as an "Amazing Place to Work" 2. Work at a leading agribusiness company with accelerated growth 3. Lead with an owner's mindset and make a difference We are a company operating across the segments of crop protection products, fertilizers, seeds, and grain origination. Join our team! We have been recognized as an Amazing Place to Work (FIA/UOL) and currently offer excellent opportunities. At **Sinova**, we seek professionals who are committed, collaborative, and passionate about agribusiness. We value individuals who communicate with enthusiasm, develop teams, and lead with an owner's mindset. We are growing rapidly and, consequently, adapting our strategies quickly; therefore, we are seeking new specialist professionals focused on results and professional success. **Responsibilities and Duties** * Conduct thorough analysis of credit requests, evaluating customers' repayment capacity and default risk; * Monitor credit applications and registration of economic and financial information, receiving data via systems implemented by consultants, conducting checks with regulatory bodies, verifying negotiated dates and crop season types, and forwarding information to the Credit and Collections Specialist or Manager to ensure compliance with internal policies and requesting approvals for cases exceeding those policies; * Receive documentation from consultants (CTV) related to installment negotiations, verify completeness and adherence to internal policies, supporting analysis of customers' economic\-financial information; * Assist in monitoring grain receivables from trading partners to ensure proper settlement and customer notification; * Manage outstanding balances by collecting from delinquent customers, identifying customers with overdue payments, and coordinating with consultants to determine the most effective collection approach, aiming to ensure payment and reduce delinquency; * Request and monitor notarial cancellation of guarantees following customer debt settlement, completing the request form and submitting it to the responsible department for official notarial registration; * Prepare guarantees established upon credit approval, formalizing them with both the company and the customer, and forwarding them to the endorsement team while receiving documents and monitoring the process until final registration; * Monitor credit proposal approvals, verifying authorized guarantee types and requesting required documentation from sales, ensuring approved conditions are executed for proper guarantee formalization; * Monitor and verify field inspection reports issued by commercial consultants for customers engaged in barter transactions or presenting potential collection risks, receiving and analyzing necessary documents to obtain information regarding customers' crops and proactively making decisions should any issues arise that could affect productivity. **Requirements and Qualifications** * Bachelor’s degree in Business Administration, Finance, Economics, Accounting, or related fields; * Intermediate Excel skills; * Experience in agribusiness; * Knowledge of SAP and TARKEN systems (preferred); * Minimum 3 years of experience in credit analysis and/or collections (preferred); * Solid knowledge of credit analysis techniques, applicable legislation, and collection procedures; * Negotiation, interpersonal communication, and teamwork skills; * Critical analytical ability, decision-making capability, and problem-solving skills; * Proficiency in financial analysis tools and information systems relevant to the role; **Additional Information** * Health insurance; * Dental insurance; * Life insurance; * Gympass; * Meal allowance; * Profit-sharing program (PLR). One of Brazil's largest agricultural inputs platforms. For over two decades, side by side with producers. Always, all the time! The **SINOVA GROUP** began operations in February 2001 in Primavera do Leste \- MT, building strong alliances with suppliers, employees, and customers to contribute to the development of Brazilian agribusiness and actively participate in the regions where it operates. This deep engagement has yielded positive results, demonstrating success in agricultural inputs distribution and unprecedented quality service delivery in Mato Grosso's history. We are growing at an accelerated pace and taking on increasingly greater challenges. We seek energetic, resilient individuals who think and act outside the box and truly want to make a difference! Is that you? Explore our openings and join us in driving change! The company that grows—and you grow with it.
João Silva
Indeed · HR
João Silva
Indeed · HR
