1373 Science Technology in Minas Gerais lowest at $26.0+

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Credit Recovery Advisor | Cresol Transformação (Curvelo/MG)

Come make a difference with us! We are looking for a **Business Advisor - Credit Recovery** to further strengthen our team with external operations! If you believe in the power of teamwork, in building a collaborative environment, and in the positive impact you can generate in the community, this opportunity is for you! At Cresol, growth is about developing talent, strengthening connections, and creating an environment where everyone feels valued. If you're ready for this challenge and want to be part of something great, come to Cresol and ride the orange wave! Together, we go further! **Responsibilities and duties** * Guide the preparation of credit proposals and, when necessary, the formation of **PCA (Abnormal Course Proposal), Enforcement, and Protest** processes, ensuring compliance and operational security. * Direct branches in identifying the highest overdue risks, contributing to minimizing the impact of **PDD (Provision for Doubtful Debtors)**. * Assist branches in achieving targets and implementing credit recovery and member retention strategies, reinforcing preventive measures and optimizing collection costs. * Monitor delinquency indicators and support managers in developing and executing **credit recovery strategies**. * Monitor the credit portfolio, project risks, and propose solutions to mitigate potential financial losses. * Make direct contact with members when necessary, conducting negotiations with a cooperative, respectful attitude focused on sustainable solutions. * Maintain communication with law firms, monitoring judicial collections and participating in settlement negotiations according to current collection policy and guidelines. * Execute renegotiation requests considering **risk level, payment capacity, guarantees, and formal requirements**, issuing opinions and indicators. * Prepare follow-up reports and indicators for presentation to management and other departments involved in portfolio and credit recovery management. * Provide support to directors and managers in analyzing credit and collection information, proposing action plans when necessary. * Act as a technical reference, **guiding and training branch teams** in recovery, prevention, and credit management practices. * Promote integration across departments and encourage a collaborative environment, aligning practices and consolidating Cresol's culture of close and respectful relationships with members. **Requirements and qualifications** * Bachelor’s degree in Administration, Accounting, Economics, or related fields; * Specialization in the field; * Good communication skills, ethics, professionalism, ease of interaction, relationship-building, and teamwork; * Availability for travel, meetings, and courses; * CPA-10 or CPA-20 certification; * Class B driver's license for external activities. **Additional information** Benefits: * **Meal or Food Allowance** – to buy your food and enjoy it your way; * **Life Insurance** – an extra care that can also be used in cases of Serious Illnesses and Funeral Assistance, providing help when it's needed most; * **Health Plan** – the monthly fee is a gift from Cresol to the employee; we're always together; * **Postgraduate Assistance** – Cresol believes in and invests in its employees' development; * **Private Pension Plan** – Cresol cares about your future; * **PRV (Variable Remuneration Program)** – we achieve together and celebrate together; * **Development** – Cresol believes in employee development and invests in it throughout the year; * **Vacations** – Cresol also allows employees to take their vacation in up to 3 separate periods; * **Recognition Award** – an initiative aimed at recognizing professionals who work at Cresol and complete service milestones; awards are given when employees reach 1, 5, 10, 15, 20, 25, and 30 years at Cresol; * **Baby Kit** – upon the birth of an employee's child, whether Mom or Dad, they will receive a gift from Cresol to further celebrate this special moment; * **Uniforms** – considering comfort and brand reinforcement, Cresol provides uniforms for all system employees; * **Beto Carreiro Partnership** – Cresol employees receive a 10% discount on 1- to 2-day Beto Carrero access passes; * **Educational Partnerships** – Cresol has educational partnerships that offer employees discounts on tuition fees for undergraduate and postgraduate courses. ### **30 years of history, 1 million members, and many opportunities to grow with us!** We were founded in the interior of Paraná in 1995 with a great purpose: **to be and make a difference**. Over the years, we have become one of **Brazil’s leading Credit Cooperatives**, impacting lives through cooperativism. Today, we operate in 19 Brazilian states, with over **11,000 employees**, consistently delivering financial solutions with excellence and driving development for members, businesses, and communities. We believe in the power of people and place them at the heart of everything. We act with **lightness, humility, and simplicity**, certain that the strength to fulfill Cresol's mission sustainably comes from each of our employees. For six consecutive years, we have been recognized by **Great Place to Work (GPTW)** as one of the best companies to work for, reinforcing our commitment to an environment that values people, relationships, and development. **Here, you will find:** * \> Real opportunities for professional and personal development; * \> Training programs and leadership incentives; * \> A collaborative, diverse, and inclusive environment where everyone can be authentic; * \> Space to innovate and contribute to projects that make a difference in the world. **Why choose Cresol for your career?** Because we value **relationships, purpose, and development**. Every employee is part of a story that has already transformed thousands of lives, and it can transform yours too. **Come build the future with us!** Check out our job openings and join this successful journey!

R. Juvenal Borges, 51 - Maria Amalia, Curvelo - MG, 35790-198, Brazil

Negotiable Salary