**Description and Responsibilities:** **Working Hours:** Monday to Friday, from 8:00 AM to 5:00 PM with a 1-hour lunch break. **Level:** Operational **Employment Type:** Tenured \- CLT labor code 1\. Identify daily credit analyses to be performed and entered into the system. 2\. Verify that requested evaluations comply with the products offered. 3\. Analyze credit operations for individuals and legal entities in a technical and impartial manner based on available information and documentation. 4\. Issue credit opinions, under review and guidance from Senior or Lead Analysts, for decision-making by competent authorities, including recommendations on whether to proceed with approval or not. 5\. Participate in risk versus profitability analysis and monitor proposals for pricing adjustments whenever necessary. 6\. Participate in the development of guidelines and procedures related to credit activities. 7\. Participate in the assessment, calculation, and recommendation of Customer Risk Classification and Limits (CRL). 8\. Monitor outcomes following analyses and recommendations. **Requirements:** Bachelor's Degree: Field: Business Administration, Economics, Accounting, Mathematics, Statistics, and related areas **Technical Skills (HARD\-SKILLS)** 1\. Computer skills (Office Suite: Word, PowerPoint, Excel, Outlook) 2\. Knowledge of financial markets 3\. Regulations from BACEN, CVM, ANBIMA 4\. Analysis of income tax, balance sheets, trial balances, financial statements 5\. Credit collateral types 6\. Financial mathematics 7\. Credit manual and supervision **Behavioral Skills (SOFT\-SKILLS)** Focused Attention Continuous Learning Oral and Written Communication Time Management Team Relationship Inductive and Deductive Reasoning Compliance with Internal Rules and Policies Active Listening Courtesy in Dialogue Empathy with Associate **Benefits:** Medical assistance, Dental assistance, Gym allowance, Childcare allowance, Education assistance, Internal benefits, Parking, Profit sharing, Life insurance, Meal voucher, Food voucher, Transportation voucher