Job Summary: We are looking for talented and passionate individuals to join our team, offering daily challenges and growth opportunities in a dynamic environment. Key Highlights: 1. Career leadership at one of the Best Companies to Work For 2. Dynamic environment with recognition and encouragement for talent 3. Participation in challenging and transformative projects We are seeking talented and passionate individuals to join our team. Is being challenged daily something that motivates you? If yes, join Mercantil! What we certainly don’t lack here are opportunities to experience new challenges and take ownership of your career — all within one of the Best Companies to Work For in Minas Gerais. By joining our company, you’ll have the opportunity to grow in a dynamic environment where your talent is recognized and encouraged. This combination becomes even more perfect if you possess enthusiasm, strong communication skills, proactivity, and, of course, a results-oriented mindset. Explore our job openings, find the opportunity that best matches your profile, and become part of a team that values your talent. Don’t miss the chance to transform your career and contribute to challenging and transformative projects. Grow with us! Interested? Then, check out the opportunity we have for you below! So, see below the opportunity we have here: **\#VEMSERMERCANTIL** **Responsibilities and Duties** **Your main challenges will be:** * **Report Management**: Updating and validating monthly reports, identifying and commenting on significant deviations. * **Data Analysis**: Deep understanding of institutional data, policies, and processes to analyze credit risk in operations. * **Process Governance**: Ongoing maintenance and updating of the Activities Manual, ensuring process compliance and efficiency. * **Report and Study Development**: Creating strategic reports and ad hoc analyses for senior management and business units, focused on supporting credit risk decisions. * **Provision Forecasting**: Developing and monitoring provision expense forecasts based on expected loss models. **Requirements and Qualifications** **We are looking for someone with:** * Bachelor’s degree completed in Economics, Business Administration, Actuarial Science, Statistics, Production Engineering, or related fields. * Minimum 2 years’ experience in risk areas at financial institutions or in credit policy analysis. * Understanding of credit business and provisioning at financial institutions, per Resolution 4966. * Advanced knowledge of Excel and PowerPoint. * Proficiency in SQL and data analysis. * Experience in provision forecasting. **You’ll stand out if you have:** * Expertise in data analysis and Power BI dashboard development. * Experience in banking or financial institutions. **Work Location:** Belo Horizonte/MG (Hybrid work); **Additional Information** **What we offer our employees:** * Meal and food allowance (If preferred, you may receive both allowances on a single food card); * Health insurance; * Dental insurance; * Childcare assistance; * Life insurance; * Private pension plan; * Wellhub; * Mercantil Academy for Development; * Profit Sharing Program (PLR); All positions are also open to people with disabilities (PCDs). We are the leading ecosystem for the 50+ population. With over 80 years of history, our journey is marked by continuous innovation and service expansion, always centered on technology to deliver an outstanding banking experience. After all, our customers are the reason we exist. We are undergoing consistent transformation, driven by innovation, technology, data, and people. With over 9 million customers and a focus on the 50+ demographic, our bank aims to deliver a unique experience for this population. This momentum has earned recognition: Mercantil ranks among the Best Companies to Work For in Minas Gerais and stands as the fifth-largest payer of social security benefits in the country. Excellence is also reflected in our consistently high NPS (Net Promoter Score), an indicator measuring customer satisfaction and loyalty. With over 300 service points across nearly 250 cities, the bank consolidates its national presence with proximity and efficiency. Moreover, great ideas always find space here. We believe in the power of diversity and inclusion to transform realities. Therefore, our opportunities are extended to people with disabilities, Black and Indigenous individuals, LGBTQIAPN+ individuals, people over 50, women enrolled in support programs addressing domestic violence, and other underrepresented groups. We remain committed to building a fair, representative environment with real opportunities for everyone. Join us! If you identify with this, come join us: **\#VEMSERMERCANTIL**