Underwriting Analyst (Guarantee)

Description

Job Summary: Traditional Guarantee Insurance Underwriting Analyst, responsible for analyzing, underwriting risks, and managing the portfolio, pursuing excellence and positive impact. Key Highlights: 1. Join a team committed to excellence and purpose. 2. Opportunity to build a career focused on success. 3. A culture that values who you truly are. We seek talents aligned with our **Tokio Way of Being** and eager to challenge themselves to build a career with an extra touch of success. More than joining a major company, you will become part of a team committed to excellence and acting with purpose—always seeking positive impact for both business and people. **Responsibilities and Duties** * Analyze and underwrite risks for **Traditional Guarantee** insurance. * Prepare **quotations**, aligned with technical, commercial guidelines, and authority limits. * Assess **contractual, financial, and operational risks** related to guarantee operations. * Negotiate **co-insurance and facultative reinsurance**, including contact with reinsurers in English. * Analyze **risk inspection reports** and technical recommendations to support underwriting decisions. * Monitor the technical and commercial performance of the portfolio, producing **periodic analyses and reports**. * Perform **technical underwriting of Traditional Guarantee Insurance**, including analysis of contracts, tender documents, and risk conditions. * Support brokers and the commercial area with technical clarifications. **Requirements and Qualifications** * Completed undergraduate degree. * Intermediate-level English. * Experience in underwriting **Traditional Guarantee Insurance**. **Additional Information** Our Tokio Way of Being reinforces a culture that values who you truly are! Here, our Resolvers are Protagonists of their careers, and to lend a helping hand in daily life, we share our benefits: Health and wellness care is a priority here: **Medical Assistance**, **Dental Assistance**, **Pharmacy Allowance**, and our beloved **Health Space**, which offers a multidisciplinary team of physicians, physiotherapists, speech therapists, and nurses at your full disposal; And to keep self-care on track, nothing beats **Gympass**, **Workplace Gymnastics**, and **Quick Massage**! Ah! We offer **Meal Voucher**, **Food Allowance**, and best of all: **13th Food Basket** every year! Your family is also very important to us, so we provide a **Pregnancy Program** for mothers and spouses of our Resolvers, delivery of a **Baby Kit**, **Daycare/Babysitter Allowance**, **Social Worker Assistance**, **Life Insurance**, and **Funeral Assistance**; Your commute is secured with our **Transportation Voucher**, featuring a differentiated discount; And your future becomes more secure with our **Private Pension Plan**! For enjoying the present moment, how about taking advantage of **our insurance products**, offered at special prices for Resolvers, and our discounts platform, **Tokio Indica**. And to relax and celebrate, we offer a birthday **Day Off** and additional time off based on **Years of Service**, starting from five years! Now, if you want to boost your professional and personal development, take advantage of our **Educational Incentive Program** and all content offered by our **Corporate University**. Appreciation of our Resolvers is also encouraged through our **Recognition Programs**, **Internal Recruitment**, and an **extremely attractive PLR (Profit Sharing Plan)**! We believe diversity drives **\#Innovation**! Therefore, we make no distinction based on color, nationality, age, gender identity, or presence or absence of disabilities. What truly matters is having passionate people who “play as a team.” Our Tokio Way of Being is plural, and each person’s contribution strengthens our work environment and makes us one of the Best Companies to Work for in Brazil! Join our team! Imagine being part of **Tokio Marine**, a multinational with over 60 years of history in Brazil and recognized as **the best insurance company to work for in the country**. Our mission is to bring peace of mind and protection to individuals and businesses, contributing to societal development—all inspired by the **Tokio Way of Being**, grounded in the values of Commitment to the **4 C’s** (**Colleagues**, **Brokers**, **Customers**, and **Community**), **Respect**, **Excellence**, **Teamwork**, **Ethics**, and **Transparency**. Here, **people are at the center**: they are **protagonists**, **innovators**, and members of a **diverse**, **plural**, and **passionate** team. We are over **2,000 Resolver professionals**, dedicated daily to building a healthy, inspiring, and transformative environment. **Diversity** is one of the pillars supporting our culture. We value all individuals and recognize that diverse backgrounds broaden our thinking and actions. Thus, we encourage participation from talents across **all ethnicities**, **gender identities**, **ages**, **orientations**, and **conditions**. We remain steadfast in promoting **equity**, strengthening **diverse voices**, and building a truly **inclusive and representative** environment. **Did you know Tokio Marine’s Relationship Center has an exclusive opportunities channel?** Here, you can explore our areas of operation, initiatives, and available positions for those wishing to grow and build their career in a collaborative and inspiring environment. **Access:** **Tokio Marine – Relationship Center**. Come **\#Resolve** with us! Also follow our social media channels to learn more about our culture.