Relationship Manager

Description

**Job Description and Responsibilities:** **Working Hours:** Example: Monday to Friday, from 8 a.m. to 5 p.m., with a 1-hour lunch break. **Level:** Professional **Employment Type:** Permanent – CLT * Manage the cooperative’s member portfolio, aiming to expand the cooperative’s reach within its operational area through prospecting visits, client service, product sales, and developing relationship strategies to meet client needs, increase the cooperative’s business volume, and improve utilization rates of products and services in the market. * Achieve established sales targets by offering products and services aligned with client expectations. * Ensure promotion of offered products and services by clearly explaining and highlighting their advantages, benefits, interest rates, terms, commercial conditions, and the unique value proposition of cooperative banking. * Conduct credit recovery for members, including digital customer service, in accordance with defined authority levels and the Cooperative’s Collection Policy. * Manage overdue collections to minimize the cooperative’s delinquency rate by issuing weekly reports and proactively managing the member portfolio, proposing alternatives for potential renegotiations. * Achieve established sales targets by offering products and services aligned with client expectations. * Ensure promotion of offered products and services. * Comply with regulatory and supervisory agencies’ requirements and institutional policies. * Conduct credit recovery for members, including digital customer service. * Manage overdue collections to minimize the cooperative’s delinquency rate; provide necessary data for analysis and decision-making. * Ensure all approved transactions undergo analyses compliant with established policies and regulations, supported by guarantees appropriate to the business activity. Other related duties. * **Requirements:** * Bachelor’s degree in Administration, Economics, Accounting Sciences, or related fields. * Proficiency in computer applications (Microsoft Office Suite: Word, PowerPoint, * Knowledge of negotiation techniques for financial products and services * Knowledge of cooperative credit legislation * Mastery of customer service techniques * Knowledge of the financial market * Proficiency in sales techniques * Knowledge of financial mathematics * Minimum certification: ANBIMA CPA-10 **Benefits:** Birthday Day Off, Medical Assistance, Dental Assistance, Childcare Allowance, Education Allowance, Gympass, Profit Sharing, Private Pension Plan, Life Insurance, Meal Voucher, Transportation Voucher