Credit Manager

Description

Job Summary: One7 Group is seeking a Credit Manager with strong analytical capability and strategic vision to strengthen operations, governance, and predictability of credit decisions. Key Highlights: 1. Strengthen credit intelligence and governance. 2. Lead the Credit and Registration area. 3. Contribute to strategic decisions and the business's future. At **One7 Group**, we believe credit is one of the primary levers for sustainable corporate growth and for building solid, long-term businesses. Therefore, we seek a **Credit Manager** who will take on the challenge of strengthening our operations with intelligence, responsibility, and strategic vision — someone who understands that credit is not merely an operational function, but rather a decision, an analysis, governance, and a direct impact on the growth of companies within our ecosystem. We are looking for a professional with strong analytical ability, planning skills, and critical thinking — someone who works with discipline, ownership, and a focus on continuous improvement; someone prepared for a dynamic environment who contributes to increasingly secure, sustainable, and long-term vision-aligned decisions. More than managing operations, this person will play a key role in strengthening credit intelligence, governance, and the predictability of our decisions — directly contributing to the solidity and evolution of our business. We seek someone eager to grow alongside us, assume real responsibilities, and generate concrete impact in a strategically vital area for One7's future. If you wish to join an ecosystem that drives companies along the growth curve, come build this journey with us. ➤ **You have:** * Ability to assess customers’ registration and financial profiles; * Results orientation; * Team spirit; * Focus and concentration; * Organization; * Positive and optimistic attitude; * Proactivity and dynamism; * Strong oral and written communication skills; * Creativity to develop innovative solutions. ➤ **Prerequisites:** * Completed undergraduate degree in Business Administration, Economics, Statistics, or related fields; * Experience analyzing corporate (PJ) registration and financial data to assess borrower stability; * Leadership experience; * Knowledge of short- and long-term PJ credit analysis; * Intermediate proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, etc.); * Mandatory experience in PJ credit analysis within FIDC and/or securitization firms; * Knowledge of structured transaction analysis. ➤ **Your mission will be:** * Lead the Credit and Registration area, ensuring the quality of analyses and credit decisions. * Strengthen governance and risk management of operations, ensuring security and sustainability in decision-making. * Manage departmental KPIs and results, monitoring performance and proposing continuous improvements. * Participate in strategic decisions alongside executive leadership, contributing analyses, data, and market insights. * Develop, structure, and evolve credit policies, processes, and procedures. * Lead, develop, and engage the team, promoting a culture of excellence, accountability, and continuous improvement. * Lead strategic departmental projects, ensuring operational efficiency and process evolution. * Analyze economic scenarios and market trends to support safer and more strategic decisions. * Collaborate cross-functionally with internal departments, supporting commercial and strategic decisions with credit intelligence. * Ensure operations align with company guidelines, maintaining quality, compliance, and operational discipline. ➤ **What you’ll find here:** * Competitive salary; * Flexible and differentiated benefits; * Health and dental insurance; * Group life insurance; * Childcare allowance; * Birthday day-off; * Wellhub: Yoga, pilates, dance, functional training, and much more — available via online and live classes, plus access to affiliated gyms; * Wellness, health, and quality-of-life incentive program; * Mental health program; * Recognition program; * Commitment to diversity; * Openness to your ideas; * Collaborative culture grounded in cooperation and unity; * Encouragement of knowledge and innovation; * Cross-departmental sharing of experiences and expertise. ➤ **Work Location:** * Tatuí (SP), São Paulo (SP), and surrounding areas. (Hybrid model – Remote and in-person) Why **\#One7**? We believe in human potential. We are a company built by authentic, open, and transparent people. We place great trust in everyone beside us — those who make everything happen. **\#QueroserOne7\#TrabalhenaOne7** **\#ParaFrenteeParaCima** **\#Vagas**