Job Summary: Data Analyst to perform provisioning calculation and control, reserve reconciliation, projection preparation, variance analysis, construction and monitoring of delinquency indicators, report development, and cross-departmental collaboration. Key Highlights: 1. Data analysis and strategic forecasting 2. Development of reports and dashboards in Power BI 3. Data structuring in Oracle or SQL The company is seeking a Data Analyst in Santo André (Vila Bastos). **Responsibilities:** Calculate and control the provision for doubtful customer debtors. Reconcile physical PDD reserves versus accounting reserves. Prepare SOX control evidence. Develop weekly, monthly, and annual forecasts. Conduct variance, trend, and opportunity analyses. Build, monitor, and analyze delinquency indicators with focus on PDD results. Develop and maintain strategic reports, Power BI dashboards, and executive presentations. Maintain interaction and alignment between the department and other company areas. Structure data in Oracle or SQL. Previous experience as a Data Scientist, Business Intelligence Specialist, Market Intelligence Analyst, or Statistics Analyst may indicate suitability for some responsibilities of this position. Bachelor's degree required. Relevant experience required. **Compensation and Benefits:** * Salary: Salary range will be disclosed during the interview. * Benefits will be disclosed during the interview stage. **Additional Information:** * Contract: Remote Work – 100% remote mode. * Duration: Full-time * Working hours: To be determined.