Senior Fraud Prevention Analyst - Transactional

Description

Job Summary: We are seeking a Senior Fraud Prevention Analyst (Transactional) with a focus on financial fraud to play a proactive role in an innovative and dynamic environment. Key Highlights: 1. Proactive role in preventing financial fraud 2. Innovative and dynamic environment 3. Analytical mindset and autonomy If you seek an innovative, dynamic environment where you can take a proactive role in financial fraud prevention, Asaas may be the place for you! In the Transactional Fraud Prevention team, we are looking for a Senior Analyst to focus on fraud involving credit cards, as well as Pix, bank slips (boletos), and transfers. This position requires an analytical mindset, autonomy, sharp critical thinking to identify emerging trends, and a willingness to support team development. Interested but not based in Joinville? No problem—we offer remote work/home office options. **Responsibilities and Duties** * Conduct registration and transactional analyses of individual (PF) and corporate (PJ) accounts, identifying and flagging patterns or attempts of fraud related to credit cards (primarily), Pix, bank slips (boletos), and transfers. * Lead in-depth investigations of reports and suspicious cases, proposing solutions and documenting learnings. * Work with anti-fraud tools, identifying opportunities to adjust rules and automation, and suggesting data-driven improvements. * Consolidate, monitor, and ensure progress on key departmental indicators and metrics, sharing results with the team and leadership. * Detect and flag anomalies, guide what must be reported, and ensure robust controls. * Support the development and onboarding of junior analysts by sharing best practices and assisting in organizing team priorities. * Propose and implement process, policy, and workflow improvements to align operations with strategic objectives. * Manage multiple concurrent tasks and facilitate communication across support areas. * Contribute to a positive, collaborative team and Asaas culture. **Requirements and Qualifications** * Completed or ongoing undergraduate degree in Business Administration, Law, Economics, Engineering, Technology, or related fields. * Prior experience detecting and analyzing financial fraud, especially involving credit cards, Pix, bank slips (boletos), and transfers. * Experience with anti-fraud tools, knowledge of business rules, and data analysis to identify improvement opportunities. * Intermediate/advanced proficiency in Excel or Google Sheets. * Critical thinking, autonomous profile, and strong communication skills. * Ability to work collaboratively, support less experienced colleagues, and share knowledge. * Familiarity with Central Bank of Brazil (Bacen) regulations. **Additional Information** **Advantages** * Courses in document examination (documentoscopia), MED analysis, or analytical tools (Databricks, SQL, BI, etc). * Prior experience in fintechs, digital banks, or acquirers. * Experience in automation processes or implementation of new anti-fraud technologies. **Work Model** * 8-hour daily workload (Monday to Friday — Saturdays are not compensated); * CLT employment contract. **We are a Fintech**, a Payment Institution accredited by the Central Bank of Brazil, **and our purpose is to maximize business productivity through technology.** We offer a comprehensive solution for billing management, payments, receivables anticipation, and serve over 200,000 clients—including freelancers, micro-entrepreneurs (MEI), and large enterprises. Our dream began in 2010 in Joinville/SC, and we believe the sky is not the limit for our growth. That’s why our team is now spread across many regions of Brazil! **More than 1.000 people dream together with Asaas—collaboratively, innovatively, efficiently, with autonomy and freedom to soar high.** Soaring high demands resources to live and work better, plus freedom to manage them. Thus, we welcome and care for our team by offering benefits that support personal and professional growth: **For health and wellbeing:** We provide medical and dental assistance with no co-payment, life insurance, medication purchase allowance, and physical activity support. Additionally, Neon is our partner for team financial health, and Zenklub supports physical and mental health (we offer 4 free monthly therapy or nutritionist sessions). At our headquarters, we also offer *quick massage.* **For meals and family:** Our flexible meal benefit is provided via a Visa-branded credit card. The balance may be used at the employee’s discretion. At our headquarters, we offer *free food*, and for families, we provide daycare assistance, parental support programs, and extended maternity and paternity leave. **For education and growth:** Beyond a challenging and highly developmental environment, we offer an in-house training platform and education assistance covering 70% of tuition fees for undergraduate and language courses, as well as course and book purchases—so our team never stops learning. **For high-quality remote work:** We offer a home office allowance, work equipment, furniture allowance, and have partnered with WOBA so our employees can use coworking spaces across Brazil whenever desired. Explore our headquarters in Joinville/SC with **this virtual tour!** **Extras—because the Dream Team deserves them:** We offer a birthday day off (*Day Off*), Happy Hour allowance, referral bonuses for new hires, annual goal-based bonuses, a Stock Options plan, and a relaxed, no-dress-code environment!