Description
**Description and Responsibilities:**
**Working Hours:** 08:30 to 17:30 (Lunch break: 1 hour)
**Level:** Management and Executive
**Employment Type:** Permanent – CLT
Manage and develop the portfolio of cooperative members, focusing on business expansion and customer retention;
Act consultatively by identifying needs and proposing appropriate financial solutions;
Prospect new cooperative members and business opportunities;
Commercialize financial products and services, ensuring alignment with the client’s profile;
Conduct basic credit analysis and support structuring of operations;
Monitor portfolio indicators, acting to improve profitability and control delinquency;
Perform credit recovery and renegotiation of operations, when necessary;
Ensure compliance with internal policies, regulations, and regulatory requirements;
Support commercial initiatives, partnerships, and financial education programs in the community;
Collaborate synergistically with the branch team to contribute to collective results.
**Requirements:**
Bachelor’s degree in Business Administration, Economics, or related fields;
Experience in commercial activities or client relationship management within the financial sector;
Experience in portfolio management and commercialization of financial products;
Knowledge of sales and negotiation techniques;
Understanding of the financial market and financial mathematics;
ANBIMA C\-Pro R certification (mandatory).
**Benefits:**
Health and wellness programs, Seniority bonus, Medical assistance, Dental assistance, ANBIMA certification reimbursement \- 100% coverage of exam fee, Childcare or babysitter allowance, Education assistance covering up to 80% of tuition fees, Birthday day off, Commemorative events, Gympass \- Partnerships with studios, gyms, and wellness apps, Profit-sharing program (Annual), Development and coaching programs, Recognition for years of service at the cooperative, Life insurance, Telepsychology, Corporate university \- Courses and training, Meal voucher / food allowance