When you think of Riachuelo, you think of our stores, right? But have you ever stopped to consider what happens before our stores receive the collections that win over Brazil year after year? Today, we are more than 30,000 creators of possibilities spread across the entire national territory, working in diverse areas to build **the Fashion that inspires Brazil**. In addition to our network of **over 430 stores under the brands Riachuelo, Casa Riachuelo, Fan Lab, and Carter’s**, we rely on teams from **Corporate, Manufacturing, Distribution Centers, Contact Center, and our financial arm, Midway**, along with many other divisions—all operating together within an integrated business model that ensures we remain **unique** in the Brazilian market. We work with **fashion** to create a **positive impact** directly in our country and **we love what we do**. Our culture guides our actions and relationships, reinforcing our **Brazilian, welcoming, and entrepreneurial essence**. Our CREDIT RISK team is seeking a SENIOR CREDIT RISK ANALYST to contribute to Riachuelo’s future and further drive the Fashion that inspires Brazil. Please note: Our opportunities are open to everyone. At Riachuelo, you’ll find a diverse environment built on respect and empathy, where we care for our employees. **Responsibilities and duties** Key challenges for this role include: * The Credit Policy professional will be responsible for managing the credit portfolio and offering products such as credit cards, personal loans, and payroll-deductible loans; * Propose and develop solutions that maximize portfolio performance by leveraging new data sources and quantitative methods; * Conduct analyses supporting the implementation of new policies for products managed by the department; * Work in a dynamic, multidisciplinary environment; * Understand and manipulate key credit risk metrics. **Requirements and qualifications** It is highly important that you have and/or know: * A completed undergraduate degree in quantitative fields or related disciplines; * Experience with credit policies; * Availability to work 100% remotely; * Proficiency in SQL, PYTHON, and Databricks. **Additional information** **What benefits do we offer?** * Medical assistance; * Dental assistance; * Meal allowance; * Food allowance; * Gympass; * Childcare assistance; * Culture allowance; * Home office stipend; * PLR – Profit and Results Sharing; * Private pension plan; * Group life insurance; * Educational partnerships; * Discounts at Riachuelo. To learn about all our benefits, visit **www.riachuelo.com.br/carreiras** **** Interested? Apply now! **Join the Fashion that inspires Brazil.** When you think of Riachuelo, you think of our stores, right? But have you ever stopped to consider what happens before our stores receive the collections that win over Brazil year after year? Today, we are more than 30,000 creators of possibilities spread across the entire national territory, working in diverse areas to build **the Fashion that inspires Brazil**. In addition to our network of **over 430 stores under the brands Riachuelo, Casa Riachuelo, Fan Lab, and Carter’s**, we rely on teams from Corporate, Manufacturing, Distribution Centers, Contact Center, and our financial arm, Midway, along with many other divisions—all operating together within an integrated business model that ensures we remain **unique** in the Brazilian market. We work with **fashion** to create a **positive impact** directly in our country and **we love what we do**. Our culture guides our actions and relationships, reinforcing our **Brazilian, welcoming, and entrepreneurial essence**.