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Location:
Canarana
Category:
Other13

Indeed
Credit cycle manager - headquarters - canarana/mt sicredi araxingu
Description:
Technical criteria and requirements:
* Completed specialization/MBA (Accounting Sciences, Business Administration, Economics and related fields);
* Solid experience in administrative areas of cooperatives/agencies or similar market experience;
* Experience in people management;
The following are considered differentials:
* In-depth knowledge of credit and credit analysis;
* Banking legislation, with emphasis on legislation related to all stages of the Credit Cycle;
* Credit risk, Credit Policies, Credit pricing;
* Understanding of credit pricing mechanisms and financial and credit trends;
* Financial market and broad business vision;
Behavioral criteria and requirements:
Consistent leadership with people (team), empathy and high energy;
Develop team members impartially;
Listen to people, serve the team, provide guidance, set agreements and monitor performance;
Act coherently (say and do);
Fulfill agreements and delegate responsibly;
Ability to prioritize and create a positive agenda;
Make decisions based on established strategy;
Value prompt responses and member experience;
Be proactive and results-oriented;
Mobility to reside in Canarana/MT
* Ensure the quality of the credit granting and maintenance process at the Cooperative by monitoring credit approval levels, response times for proposals, quality of documentation, quality of approvals based on delinquency and loss indicators per agency and portfolio manager, rollover indicators, credit risk level, operational efficiency and qualification of employees involved in the entire process;
* Comply with and enforce Sicredi's Credit Policy to ensure the credit granting and maintenance process adheres to risks acceptable to the Cooperative. Propose adjustments to policies considering regional characteristics of the entity, such as the Cooperative's risk appetite, member profiles, regional economic profile, geographic characteristics, regional legislation, among others;
* Approve credit disbursements individually or collectively within the limits established by Sicredi's Credit Policy and the Cooperative's specialized Credit Policies;
* Propose and facilitate training and technical development actions for activities and products within the Credit Cycle and for the sustainability of the credit portfolio;
* Be responsible for producing management reports focused on the development and management of the credit portfolio, technically analyzing indicators and regional market analysis. Periodically report analyses and reports to committees and governing bodies of the Cooperative, aiming at sustainable business development. Control the budgetary process regarding credit-related information and figures, supporting actions to achieve budgeted results;
* Understand technical concepts and ensure the use of statistical models in credit cycle management processes;
* Request and manage directed credit resources. Support the sales area in directed products to promote business. Guide/Supervise the team in contracting directed credit operations. Monitor rural credit inspections and BNDES. Verify inspection systems, request visit reports and check compliance with manuals and regulations;
* Support the sales area in credit products, aiming to enhance business. Analyze portfolio performance of members, assess market share, among other available indicators, and generate alternatives for developing new business.
2510230202201826259

R. Três Passos, 467, Canarana - MT, 78640-000, Brazil
Negotiable Salary
Popular Jobs
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