Description
Job Summary:
Operational Credit Analyst responsible for evaluating the repayment capacity and risk of cooperative members, as well as assisting in report preparation and customer service.
Key Highlights:
1. Credit analysis and risk assessment
2. Customer service and information on credit products
3. Opportunities for improvement in credit analysis processes
**Description and Responsibilities:**
**Working Hours:** Monday to Friday, from 8 a.m. to 5 p.m., with a 1-hour lunch break
**Level:** Operational
**Employment Type:** Permanent – CLT
* Conduct credit analysis of cooperative members, evaluating repayment capacity and associated risk.
* Collect and organize documents required for credit approval.
* Assist in preparing credit analysis reports and monitoring proposals.
* Serve customers and provide information on credit products and services.
* Maintain updated credit information systems and customer registration databases.
* Participate in meetings to discuss credit strategies and lending policies.
* Assist in identifying opportunities for improvement in credit analysis processes.
**Requirements:**
* Bachelor’s degree in Business Administration, Economics, Accounting, or related fields.
* Knowledge of credit analysis and risk assessment.
* Negotiation and communication skills.
* Proficiency in Microsoft Office, especially Excel.
* Organizational skills and attention to detail.
* Ability to work in a team.
* **Preferred Qualifications:**
* Prior experience in finance or credit areas.
* Certifications related to credit or finance.
**Benefits:**
BH Agreement, Childcare Assistance, Birthday Day Off, Profit Sharing, Health Insurance, Dental Insurance, Private Pension Plan, Life Insurance, Transportation, Uniform, Meal Voucher, Food Voucher, Transportation Voucher