Risk Analyst

Description

Job Summary: A Risk Analyst focused on corporate credit and financial risk analysis in the banking sector, supporting strategic decisions and ensuring operational security. Key Highlights: 1. Conduct financial and credit risk analysis and assessment for companies 2. Support strategic decision-making and contribute to business sustainability 3. Collaborate with departments such as sales, credit, and risk We are seeking a **Risk Analyst** with experience in the banking industry to perform corporate financial and credit risk analysis and assessment for client companies. This professional will be responsible for supporting strategic decisions related to credit granting, ensuring operational security, and contributing to business sustainability. If you possess an analytical mindset, attention to detail, and interest in financial analysis and risk management, this opportunity may be right for you. **Main Responsibilities** Perform **corporate credit risk analysis (Legal Entity)**; Evaluate **financial statements**, cash flow, and economic indicators; Prepare **credit reports and opinions** to support decision-making; Identify and monitor **financial and operational risks** of clients; Monitor portfolio performance and potential **signs of credit over-indebtedness**; Support the definition of **credit limits and collateral**; Collaborate with departments such as **sales, credit, and risk**. **Requirements** Bachelor's degree completed in **Business Administration, Economics, Accounting, or related fields**; Experience in **corporate credit or risk analysis**; Knowledge of **balance sheet and financial indicator analysis**; Strong analytical ability; Advanced proficiency in **Microsoft Excel** and Power BI. **Preferred Qualifications** Experience in **financial institutions, banks, or fintech companies**; Knowledge of **corporate credit risk models**; Experience in **financial statement analysis and valuation**; Certifications or courses in **credit and risk analysis**. **Behavioral Competencies:** Analytical thinking and critical perspective Organization and attention to detail Proactivity Effective communication Data-driven decision-making capability Compensation: R$5\.000,00 per month Selection Question(s): * 1\. Have you worked in the banking sector? Please describe your activities and tasks related to your position. * 2\. Do you have skills in Power BI, AI, and risk report preparation? Work Location: Hybrid remote work based in Balneário Camboriú, SC