Description
Job Summary:
We are seeking a talented professional for our Credit team, focused on strategic credit analysis and data-driven decision-making, with a consultative approach.
Key Highlights:
1. PJ Credit Analysis (Small, Middle, and Corporate)
2. Preparation of technical opinions and presentations for the Credit Committee
3. Consultative support for internal and commercial departments
**We are looking for a talent to join our Credit team!**
On our team, you will be responsible for conducting strategic credit analyses, adopting a consultative approach and focusing on data-driven decision-making.
**Main Responsibilities:**
* Conduct PJ credit analyses (Small, Middle, and Corporate), covering prospecting, reactivations, and reviews;
* Prepare technical opinions based on documentary information, credit bureaus, public research, financial statements (Balance Sheet, Income Statement, and Cash Flow Statement), among others;
* Conduct drawee analysis;
* Prepare presentations for the Credit Committee and actively participate in meetings;
* Update manuals and work instructions, and contribute to team development;
* Provide consultative support for internal and commercial departments.
**We are looking for someone with:**
* Strong analytical and synthesis skills;
* Proactivity in identifying and solving problems;
* Effective communication and cross-departmental coordination skills;
* Organization and planning abilities;
* A collaborative mindset with a focus on knowledge sharing.
**Preferred Experience:**
* Minimum of 1 year in credit analysis.
* Experience in analyzing financial statements and general accounting.