**About Elo** **We are a 100% Brazilian company!** Elo is one of the leading payment technology companies in Brazil. With over ten years of history and more than 43 million active cards in partnership with 38 issuers. With our Brazilian and innovative DNA, our mission is to foster digital payments inclusion in Brazil. We offer a complete portfolio of credit, debit, prepaid, and specialized cards for individuals and businesses. In addition, we design customized solutions for companies—whether through our tokenization and fraud prevention platforms, contactless payments via QR Code and NFC, or our specialized consulting services aimed at generating more business for our partners. We respect individuality and promote an inclusive culture focused on equity and valuing differences (e.g., gender, religion, persons with disabilities, LGBTQIAP+, race and ethnicity). All our job openings honor this commitment. Want more information about Elo? Visit: https://www.elo.com.br/ Interested? Then come learn more about the challenge we have for you! **Our Fraud Prevention Team** * Identify and diagnose fraud cases; * Generate and monitor fraud prevention KPIs (basis point, hit rate, rule and model performance, etc.); * Organize and lead working sessions and performance review meetings with internal and external partners; * Support execution of fraud prevention consulting services for business partners. **Responsibilities and Duties** *As a Fraud Prevention Specialist, you will:* * Be responsible for identifying and diagnosing fraud cases; * Ensure that Elo partners—including issuers and acquirers—comply with the Fraud Prevention Manual’s rules and standards; * Monitor performance indicators (KPIs), identifying and reporting details, instabilities, anomalies, deviations, risks, or opportunities; * Map processes and systems to identify risks and opportunities for improving operational efficiency; * Participate in squads supporting the Fraud Prevention team to collaborate, monitor, and specify the development of solutions, products, and systems alongside other Elo teams; * Commit to timely delivery with urgency and ownership; * Logical and analytical reasoning; * Strong interpersonal and collaborative skills; * Results-oriented mindset grounded in data; * Automate fraud processes, focusing on KPIs and diagnostics to optimize monitoring and reduce risk; * Apply Artificial Intelligence to detect patterns, predict suspicious behaviors, and support strategic decisions in fraud prevention. **Requirements and Qualifications** *For this challenge, we need you to:* * Possess strong analytical skills to evaluate large volumes of data and identify patterns and anticipate suspicious behaviors; * Apply and enhance predictive fraud detection models; * Think critically and solve complex problems quickly and efficiently; * Make evidence-based, informed decisions supported by detailed analysis; * Demonstrate excellent written and verbal communication skills to produce detailed reports and present findings; * Collaborate effectively within cross-functional teams, including Legal and IT departments; * Have academic background and prior experience with programming languages such as SQL, Python, SAS, or others; * Proficiency in Microsoft Office, especially Excel and PowerPoint; * Experience with data visualization tools such as Power BI, Qlik, Tableau, among others; * Knowledge of automation and AI. Additionally, it would be a plus if you: * Have advanced or fluent English; * Have experience working with issuers, acquirers, or payment processors; * Have hands-on experience with tools such as Falcon or Feedzai. **Additional Information** **To work at Elo, we seek people who:** * Demonstrate proactive leadership and strive to exceed results; * Respond swiftly to change, focusing on simplicity and effectiveness in execution; * Are outstanding team players who share knowledge and recognize the performance and importance of every colleague; * Value open dialogue and honest feedback; **These reflect our cultural values: “Play Together, Exceed Results, Innovate & Experiment, Customer-Centric, Play Fair”.** **At Elo, culture embodies our “Elo Way” of getting things done!** **Check out our benefits and perks:** * Profit Sharing Program (PPR); * Health Insurance (Bradesco – Co-payment); * Optional Dental Insurance (Bradesco); * Life Insurance (Banco do Brasil); * Optional Private Pension Plan (You may contribute up to 7.8% of your salary, with Elo matching between 100% and 200%, per plan rules); * Meal/Voucher Allowance of R$1,800.00; * Free Balance of R$150.00 usable as credit; * Christmas Card worth R$750.00; * Home Office Allowance (R$200.00 for hybrid model; R$300.00 for fully remote); * Mobility Allowance of R$400.00; * Free Parking; * Daycare Assistance for mothers and fathers; * Culture Allowance (to be used at theaters, cinemas, or bookstores); * Extended Parental Leave (for same-sex couples, fathers, adoptive parents, etc.); * Birthday Day Off; * Zenklub (Psychotherapy – up to 4 fully Elo-paid sessions per month); * WellHub and TotalPass (Network of gyms and studios for sports activities). **Important:** **Our company offers three work modalities: hybrid, in-office, and fully remote—though the adopted modality may vary depending on each department’s specific dynamics and needs.** **Our office is located in Barueri/SP at Alameda Xingu, 512 – Alphaville Industrial.** We are one of the leading payment technology companies in Brazil, with over ten years of history and more than 43 million active cards in partnership with 38 issuers. With our uniquely Brazilian and innovative approach, our **mission is to foster digital payments inclusion in Brazil**. We offer a complete portfolio of credit, debit, prepaid, and specialized cards for individuals and businesses. In addition, we design customized solutions for companies—whether through our tokenization and fraud prevention platforms, contactless payments via QR Code and NFC, or our specialized consulting services aimed at generating more business for our partners. Want more information about us? Visit elo.com.br