Risk Analyst

Description

Job Summary: A Risk Analyst focused on credit analysis and financial risk management for corporate clients, supporting strategic decision-making and business sustainability. Key Highlights: 1. Conducting corporate credit risk analysis (Legal Entity) 2. Evaluating financial statements and economic indicators 3. Collaborating with departments such as Sales, Credit, and Risk We are seeking a **Risk Analyst** with experience in the banking sector to assess and evaluate the financial and credit risks of corporate clients. This professional will support strategic decisions related to credit granting, ensuring operational security and contributing to business sustainability. If you possess an analytical mindset, attention to detail, and interest in financial analysis and risk management, this opportunity may be right for you. **Key Responsibilities** Conduct **corporate credit risk analysis (Legal Entity)**; Evaluate **financial statements**, cash flow, and economic indicators; Prepare **credit reports and opinions** to support decision-making; Identify and monitor clients' **financial and operational risks**; Monitor portfolio performance and potential **credit over-indebtedness signals**; Support the definition of **credit limits and collateral**; Collaborate with departments such as **Sales, Credit, and Risk**. **Requirements** Bachelor’s degree completed in **Business Administration, Economics, Accounting, or related fields**; Experience in **corporate credit or risk analysis**; Knowledge of **balance sheet analysis and financial indicators**; Strong analytical ability; Advanced proficiency in **Microsoft Excel** and Power BI. **Preferred Qualifications** Experience in **financial institutions, banks, or fintech companies**; Knowledge of **corporate credit risk models**; Experience in **financial statement analysis and valuation**; Certifications or courses in **credit and risk analysis**. **Behavioral Competencies:** Analytical thinking and critical perspective Organization and attention to detail Proactivity Effective communication Data-driven decision-making capability Compensation: R$5\.000,00 per month Selection Question(s): * 1\. Have you worked in the banking sector? Please describe your responsibilities and tasks related to your position. * 2\. Do you have skills in Power BI, AI, and risk report preparation? Work Location: Hybrid remote work based in Balneário Camboriú, SC