Job Summary: Credit Analyst focused on minimizing financial risks through careful analysis of customers and application of credit granting policies. Key Highlights: 1. Minimize financial loss risks 2. Careful analysis of customers and credit policies 3. Support the sales department with guidance Responsibilities **JOB MISSION** Minimize financial loss risks in the company's credit operations through careful analysis of customers and application of credit granting policies aligned with organizational guidelines. **JOB RESPONSIBILITIES** * Collect and analyze registration, financial, and behavioral information of potential customers; * Evaluate documentation and financial statements to support credit decisions; * Consult and interpret data from credit protection agencies (e.g., Serasa, SPC, PEFIN); * Issue technical opinions regarding credit granting and limit definition, based on internal policies; * Update the system with relevant information for credit control and history; * Support the sales department with guidance on credit risks and conditions; * Suggest improvements to credit analysis and granting processes. Requirements and Qualifications * Knowledge of credit and financial risk analysis; * Interpretation of balance sheets and accounting statements; * Consultation and analysis of data from credit bureaus; * Preparation of technical opinions; * Proficiency in ERP systems and financial analysis tools. * Bachelor's degree in Business Administration, Economics, Accounting Sciences, or related fields. Employment Type: Full-time, Permanent CLT Compensation: R$2\.141,81 \- R$4\.000,00 per month Benefits: * Medical assistance * Dental assistance * Free parking * Profit sharing * Life insurance * Meal allowance * Food allowance * Transportation allowance Work Location: On-site