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Job Summary: We are seeking a professional to develop machine learning models and define credit policies, tackling innovative challenges in fintech. Key Highlights: 1. Vibrate entrepreneurial energy and surpass your own limits. 2. Develop machine learning classification models. 3. Be the protagonist of your development in an environment full of opportunities. At Mercado Libre, we are democratizing commerce and financial services to transform people's lives across Latin America. Join us in this mission! Our Fintech business offers the entire region an integrated value proposition aimed at democratizing financial services and meeting the needs of over 60 million users. We provide an online platform enabling merchants to receive payments for electronic sales—both within and outside Mercado Libre—as well as QR code solutions and Point-of-Sale (POS) devices for in-person sales. For millions of merchants, entrepreneurs, and professionals, we enable secure transaction processing through more than 50 payment methods across Latin America. Additionally, we offer free access to a digital account that allows users to pay, send and receive money, generate income, and use cards for purchases or cash withdrawals. Through Mercado Crédito, we extend credit to meet the needs of our service recipients and boost the businesses of those selling on our platform. **We’re looking for people who:** * Vibrate entrepreneurial energy, are driven by curiosity, never give up, and focus on surpassing their own limits. * Give their all because they love working with commitment and dedication. * Embrace change as opportunity and learn from their mistakes. * Prioritize excellence in execution as the way to get things done. * Foster an inclusive environment and positive atmosphere—for both Meli colleagues and the business. * Know how to build together with others and enjoy working in teams. Imagine yourself leading challenging, dynamic, and innovative projects—and being responsible for: * Developing machine learning classification models, which serve as one of the primary tools underpinning our business strategy. * Identifying optimal cutoff points and supporting the definition of credit policy. * Defining and modeling business problems, generating features and targets for models. * Conducting ad hoc analyses of payment suspension cases to understand specific characteristics and enrich predictive models—aligned with industry-leading methodologies. **Requirements:** * Proficiency in technologies such as SQL, Python, and machine learning. * Knowledge of statistics and credit risk is desirable. * Basic Spanish language skills are essential for communication with direct leadership. **We offer you:** * The opportunity to be part of an entrepreneurial company where we love thinking big and long-term. * The chance to be the protagonist of your development in an environment rich with opportunities, learning, growth, expansion, and challenging projects. * Collaboration and knowledge-sharing with outstanding professionals and experts. * An excellent work environment, supported by everything needed to experience the great journey of working at a company consistently recognized across multiple categories as a Great Place to Work. Mercado Libre does not contact candidates offering job opportunities in exchange for monetary payments. All open positions are available on our careers website. If you receive any requests for money, please be cautious!
