**Credit Analyst!** If you are passionate about the financial world, have an analytical profile, critical thinking skills, and initiative, this opportunity could be your chance to join a team that transforms lives through credit! **Job Mission:** Conduct credit analysis and evaluation, ensuring security in credit approvals and alignment with the company’s current policy. **Why join our team?** We are recognized as a **Great Place to Work (GPTW) in 2025**, reinforcing our commitment to a healthy, collaborative, and growth-oriented work environment full of opportunities. If you thrive on challenges and want to make a difference, **explore this vacancy and become part of our Success Team!** **Responsibilities and Duties** Responsibilities and Duties * Evaluate and grant credit based on registration data, external sources, and interviews with applicants * Analyze loan or financing proposals from individual customers * Conduct registration and documentary reviews * Perform web-based research for credit assessment * Conduct customer interviews via telephone * Carry out telephone verifications with companies and references * Review credit limits suggested by the system * Approve, reject, or place proposals on hold * Suggest improvements to credit analysis and approval processes * Offer credit safely, in accordance with current policy **Requirements and Qualifications** Requirements and Qualifications **Technical:** * Completed or ongoing undergraduate degree in Business Administration, Accounting, Human Resource Management, or related fields * Proficiency in Word, Excel, and credit analysis systems * Experience in customer service **Behavioral:** * Initiative * Sense of urgency * Strong communication skills * Interpersonal relationship skills * Attention to detail **Additional Information** On-site work in **Santo Cristo, RS**, with **working hours from 12 p.m. to 3 p.m. and from 4 p.m. to 7 p.m.** **Important:** * On-site work at the headquarters in Santo Cristo – RS; * Weekly workload of 30 hours; **YOU SHOULD KNOW!** **Benefits:** Meal Allowance; Transportation Allowance; National Unimed Health Plan; Psychological Support; Life Insurance; Birthday Day Off; 14th and 15th month salaries; Profit Sharing; **We are a 20-year-old company specializing in microcredit for individuals, with 50 years of deep retail expertise, believing credit can be the most powerful tool to fulfill people’s dreams.** We believe in people, and therefore training and development processes are fundamental to our continued evolution. Now, through our Corporate University, we increasingly focus on, care for, and consistently invest in this practice. We are a simple company that values strong relationships, passionate about serving people, and growing rapidly. Our headquarters is located in the interior of the state of RS, in Santo Cristo. However, people from all over Brazil are invited to join our team and make a difference in the lives of those who need equality the most. **Purpose:** Make a difference in the lives of those who need equality the most. **Mission:** Provide simple and effective credit services and solutions, building sustainable relationships. **Vision:** Become an innovative company with a strong brand, generating value through talent, technology, and management. **Values:** * Passion for serving people * Growing and learning together * Thinking and acting like an owner * Ethics above all else * Pursuit of innovation * Cultivating strong relationships **We are officially a Great Place to Work!** This recognition shows that here, people are valued, respected, and have space to grow. At **VIACERTA**, we believe that a healthy, welcoming, and inspiring environment makes all the difference for those seeking career advancement. Being GPTW is more than a certification: it’s about people, care, and the certainty that together we’re building a place where everyone wants to be. If you seek a team that invests in development, values relationships, and is growing rapidly, **join our team!** Here, you’ll have opportunities to learn, grow, and contribute to transforming lives through credit. **Together, we remain steadfast in continuing our evolution and making VIACERTA a space of trust, achievement, and success for everyone.**