Job Summary: Technical and business focal point, guiding QUOD sales teams and clients to deliver solutions across the credit cycle and identify optimal application scenarios. Key Highlights: 1. Implement credit, collections, and fraud policies and strategies 2. Manage product lifecycle and KPIs 3. Data-driven and innovation-focused company Serve as the technical and business focal point, executing and guiding sales discussions and processes with the commercial team and QUOD clients; aiming to deliver solutions that help clients address challenges related to the credit cycle and identify the best applicability and usability of QUOD solutions and products. **Responsibilities and Duties** * In-depth knowledge of the credit cycle * Implementation of credit, collections, and fraud policies and strategies * Working with data and analytical product perspectives for the credit cycle * Knowledge of credit risk management products and tools * Knowledge of statistical techniques and modeling * SAS and R programming skills (and others) for data processing are desirable * Management of product lifecycle and KPIs * Agile methodology and practice * Language: Advanced English **Requirements and Qualifications** * Required: Completed undergraduate degree in Business Administration, Engineering, Economics, Statistics, Mathematics, Data Science, or related fields * Preferred: MBA and/or postgraduate degree in Business Administration, Economics, Finance, Modeling, etc. * Required: 5 years of experience with analytical products * Preferred: 8–10 years of experience with products or analytics **Additional Information** Quod leverages data intelligence to enable better decisions for your business today. With credit analysis, anti-fraud, and collections solutions, we support entrepreneurs in improving business management and achieving sustainable growth. Would you like to work in the accounting area of the credit information market—and, most importantly, transform it positively? Yes, you Quod! What do you need to grow? #VemPraQuod We are a datatech company passionate about data. We transform information into insights so you can make the best decisions for your business. We’re here to provide solutions that help you identify customer profiles seeking new credit lines, reduce your exposure to risk, and protect your company against fraud. Our extensive portfolio of innovative solutions, solid infrastructure, and agile mindset form a powerful combination to connect clients and consumers. Thus, we enhance decision-making, generate opportunities, and advance data intelligence for smarter choices. #VemPraQuod