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Job Summary: Work on the card product's financial cycle, addressing internal and cooperative demands, participating in supplier meetings, and contributing to continuous improvements. Key Highlights: 1. Focus on the card product's financial cycle 2. Active participation in project structuring and improvements 3. Continuous pursuit of automation and operational efficiency All qualified candidates will be considered for this position without distinction based on ethnicity, religion, sexual orientation, gender identity, age, nationality, or disability. We consistently foster an inclusive culture that values diversity and encourages our employees to contribute their best. Our most valuable asset is our people; therefore, Unicred do Brasil promotes equality in opportunities! Our work model at Unicred follows a hybrid format, with two days per week of in-person work at the institution's headquarters. Currently, our headquarters are located in Porto Alegre and São Paulo, featuring multifunctional environments that promote greater interaction, exchange of experiences, and collaboration. We also offer fully remote/home office positions for professionals residing in other regions of Brazil. We focus on inspiring experiences for a journey of growth and innovation. Do you identify with this? Then join us in cooperation! **Responsibilities and Duties** * Focus on the card product's financial cycle, covering reconciliation matters, analysis and evaluation of the payment scheme process with participants (merchants, acquirers, and card networks), payment allocations, and budgetary analyses; * Address cooperative and internal stakeholder demands—whether temporary or routine—through our multichannel support, including chat, internal tickets, or verbal communication and contact; * Participate in meetings and alignment sessions with suppliers and partners to contribute to future project structuring and/or monitor ongoing initiatives, acting proactively and decisively in proposing improvements or identifying issues requiring correction; * Manage routines inherent to credit card products and related services through activities involving billing evaluations, payment allocations, reconciliations with suppliers, and the entire card lifecycle within the payment schemes we participate in; * Act as a collaborative team member in driving continuous performance improvement, evaluating automation opportunities, adoption of new tools, or implementation of new processes aimed at increasing operational efficiency. **Requirements and Qualifications** * Bachelor’s degree completed in Administration, Economics, Accounting, or related fields; * Experience in financial processes such as reconciliations, results analysis, accounting knowledge, and budgetary analysis; * Experience in companies operating within payment schemes (issuers, acquirers, card networks, fintechs, or card-issuing institutions); * Intermediate Excel skills, including proficiency with formulas and creation of spreadsheets and reports; * Knowledge of legislation applicable to the financial sector or payment methods; * Data analysis capability and critical thinking to support decision-making; * Ability to manage multiple tasks while focusing on meeting deadlines; * Strong communication and relationship-building skills with diverse stakeholders; * Proactivity in identifying improvements and resolving recurring problems. **Preferred Qualifications:** * Knowledge of VBA and Excel macros; * Experience in managing points programs derived from card purchases—including redemption for goods or airline tickets, provisioning, invoice reconciliation, and supplier relationship management. **Additional Information** **Our Benefits** Caring for people lies at the heart of everything we do. Our benefits are designed to promote well-being, balance, and quality of life, supporting employees at various stages of their professional and personal journeys. **Supporting Your Daily Life** * **Meal and Food Allowance:** Assistance for purchasing meals and groceries * **Home Office and Hybrid Work Allowance:** Monthly stipend for employees working remotely or under the hybrid model * **Childcare Reimbursement (Daycare \| Nanny):** Monthly reimbursement for daycare, preschool, or nanny expenses * **Mobility Allowance:** Financial assistance for transportation-related costs **Securing Your Future** * **Profit-Sharing Program (PPR):** Strategic compensation enabling employees to share in Unicred’s results * **Corporate Life Insurance:** Financial protection and assistance, providing greater security and peace of mind * **Private Pension Plan:** Support in planning for a more secure future, with employer co-contribution **Protecting Your Health** * **Medical Assistance:** Access to medical and hospital care for you and your dependents * **Dental Assistance:** Dental care for you and your dependents **Enhancing Your Well-being** * **English Pass:** Digital English learning platform for personal and professional development * **Wellhub (Gympass):** Access to gyms and studios nationwide * **Zenklub:** Platform offering psychologists and self-development content for you and your dependents * **Christmas Bonus:** Enables you to organize a special moment * **Birthday Day Off:** One day off during your birth month to celebrate * **Children’s Birthday Day Off:** One day off during your child’s birth month to celebrate with family **Extended Parental Leave** * **Maternity Leave:** 180 days (six months) * **Paternity Leave:** 20 days **Exclusive Guidelines for Unicred Employees:** * Review minimum job requirements: Confirm you meet the necessary qualifications before applying; * Notify your manager: Inform your leadership of your intent to participate in the hiring process prior to submitting your application; * Complete application on Gupy: Remember to select the “internal employee” option when registering; * Respect minimum tenure requirements per Regional Nucleus: 1\. Unicred do Brasil: 6 months; 2\. Conexão Regional Nucleus: 6 months; 3\. Multirregional Regional Nucleus: 6 months for openings within the same cooperative (CNPJ) and 1 year for openings across different cooperatives (CNPJ); 4\. Geração Regional Nucleus: 6 months for openings within the same cooperative (CNPJ) and 1 year for openings across different cooperatives (CNPJ). We are one of Brazil’s leading cooperative financial institutions, operating for over 35 years with the purpose of bringing prosperity to all members’ lives and transforming our reality into a more collaborative environment. We believe in every individual’s potential, valuing their ideas and abilities. Here, you’ll have the opportunity to join a large team that transforms stories through cooperation. Since November 1, 2024, the Unicred System has adopted a two-tier organizational structure. We currently have over 4,300 employees, 330,000 members, 25 cooperatives, approximately 380 business units, and a National Central Office with regional offices in Florianópolis, Belo Horizonte, and Porto Alegre.
