Indeed
Urban Microcredit Agent - Vila Nova dos Martírios - MA IMP
In our daily lives, we work to leave a positive mark on the world, solve our customers' main problems, and inspire others to do the same. **We are courageous, bold, honorable, confident, inspiring, and strong people.**
**MISSION:** Operate with excellence Brazil's leading microcredit program, creating opportunities and developing and valuing people.
**VISION:** Be recognized for excellence in the operation of microfinance services and as a reference in people's development.
**VALUES:** Ethics and Transparency; Commitment and Excellence; Empathy and Care; Creativity and Innovation; Respect and Inclusion.
The **Urban Microcredit Agent** works within the Microfinance team and is responsible for capturing and retaining potential customers by advising their businesses in accordance with policy, performing analyses, granting credit, and carrying out other activities within the scope of responsibilities.
If this role aligns with your professional purpose, come join **CAMED MICROCRÉDITO**!
**Responsibilities and duties**
Collect overdue credits according to the established methodology;
Guide clients in your portfolio and verify the use of granted credits;
Develop action plans for operational routines of your client portfolio according to established targets;
Establish contact with clients, following the methodological steps defined by the Microfinance Program;
Gather economic and financial information about clients' activities at their workplaces to analyze credit approval;
Handle credit requests by visiting potential clients and informing them about the submission process for credit applications according to policy and procedure manuals;
Conduct promotional events and informative lectures about microfinance products and other events aimed at attracting new clients and retaining existing ones;
And other responsibilities related to the area.
**Requirements and qualifications** **Mandatory requirements:**
Legal age (18 years or older);
Education: Completed high school;
Availability for intercity travel;
Computer skills and proficiency in Office Suite (Word and Excel);
Experience in sales, negotiation, collections, and customer service.
**Additional information** **Salary:**
Base salary of R$ 1\.717,73;
Variable compensation, potentially reaching R$ 2\.318,24;
Bonus (DH will provide details during the selection process).
**Benefits:**
Training;
Life insurance;
Health insurance;
Transportation allowance;
Dental plan;
Private pension plan;
Partnerships with educational institutions;
Wellness incentive program through Wellhub;
Meal allowance and basic food basket totaling R$ 1\.507,24;
Childcare/babysitter reimbursement for children up to 5 years and 11 months old \- R$ 320,38 (fixed amount per child);
Quality of Life Program (We operate subprograms supporting and promoting our employees' physical, emotional, and social health and well\-being).
**Workload:** 40 hours per week;
**Working hours:** From 08:00 AM to 05:00 PM (Monday to Friday).
We are a new company, founded in 2022, and part of the **Camed Group**. We exclusively operate **Crediamigo, BRAZIL'S LARGEST Productive and Oriented Microcredit Program**, a leader in its segment.
Currently, we have **over 5\.000 employees** operating in **more than 1\.900 municipalities** across the Northeast and northern regions of Minas Gerais and Espírito Santo states, making us the LARGEST microcredit operator in Brazil.
In our daily lives, we work to leave a positive mark on the world, solve our customers' main problems, and inspire others to do the same. **We are courageous, bold, honorable, confident, inspiring, and strong people.**
**MISSION:** Operate with excellence Brazil's leading microcredit program, creating opportunities and developing and valuing people.
**VISION:** Be recognized for excellence in the operation of microfinance services and as a reference in people's development.
**VALUES:** Ethics and Transparency; Commitment and Excellence; Respect and Inclusion; Empathy and Care; Creativity and Innovation.
**We are CAMED, we are CREDIAMIGO!**

2274+6M Vila Nova dos Martírios - State of Maranhão, Brazil
R$1,717/month