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como calcular fgts de empregada doméstica

5Respostas
JesseLee
20/08/2026, 10:40:20

Calcular o FGTS da empregada doméstica em Portugal é um processo que se baseia no Fundo de Compensação do Trabalho (FCT), e não no sistema brasileiro. Para 2026, a taxa de contribuição do empregador é de 8% sobre a remuneração base da trabalhadora, incluindo o subsídio de férias e de Natal. A resposta clara é: o valor mensal a depositar é o resultado de 8% do salário bruto mensal.

Por exemplo, se a remuneração mensal for de 900€, o cálculo é: 900€ × 0,08 = 72€ por mês. Este valor deve ser entregue ao FCT até ao dia 20 do mês seguinte através do sistema da Segurança Social Direta.

Para facilitar, veja a tabela com exemplos práticos para 2026:

Remuneração Bruta Mensal8% FGTS (FCT)Valor Anual (12 meses)
800€64€768€
950€76€912€
1.100€88€1.056€

Lembre-se que o salário mínimo nacional para 2026 será de cerca de 900€, mas o cálculo deve sempre incidir sobre o valor real acordado no contrato. Além disso, o empregador doméstico tem a responsabilidade de declarar a trabalhadora na Segurança Social e efetuar os descontos corretos, incluindo a taxa de 22,3% para a Segurança Social (a cargo do empregador) e 11% a cargo da trabalhadora.

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Destiny
20/08/2026, 15:12:22

Eu sempre fico com dúvidas sobre como calcular o FGTS, mas depois que percebi que é só aplicar 8% sobre o salário bruto mensal, ficou mais fácil. Uso uma calculadora online da Segurança Social Direta para confirmar o valor. Por exemplo, para uma empregada que ganha 850€, o depósito mensal é de 68€. Também incluo os subsídios no cálculo, porque eles fazem parte da base de incidência. A dica é nunca esquecer de atualizar o valor quando o salário mínimo sobe, porque em 2026 já está previsto um aumento.

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OReese
20/08/2026, 20:25:46

Na minha experiência, calcular o FGTS da empregada doméstica requer atenção aos detalhes. O FCT é obrigatório e corresponde a 8% da remuneração base, mas também incide sobre o subsídio de férias e de Natal. Para evitar erros, faço o cálculo assim:

  • Salário base: 1.000€
  • 8% FGTS: 80€
  • Subsídio de férias (1.000€): 80€ anuais
  • Subsídio de Natal (1.000€): 80€ anuais

Total anual: 80€ x 12 meses + 80€ + 80€ = 1.120€. É importante depositar sempre dentro do prazo para evitar multas.

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VonAngela
21/08/2026, 02:32:44

O cálculo do FGTS em Portugal, chamado de FCT, é simples, mas a parte legal é que o empregador tem a obrigação de depositar os 8% mensalmente. Se não o fizer, pode ser acionado pela Autoridade para as Condições do Trabalho. O valor é calculado sobre o salário bruto, incluindo horas extras e subsídios. Para 2026, com o salário mínimo a subir, o impacto financeiro para quem contrata é maior. Por isso, recomendo usar um simulador da Segurança Social para garantir que o montante está correto antes de fazer o pagamento.

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DelAmir
21/08/2026, 09:42:42

Calcular o FGTS é essencial para quem contrata uma empregada doméstica. O valor corresponde a 8% do salário bruto, e o total anual pode surpreender. Veja a tabela com custos adicionais para 2026:

Salário BrutoFGTS MensalCusto Total Anual (incluindo Seg. Social)
900€72€12.240€ (aprox.)
1.200€96€15.840
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